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Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc.

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Old 3rd October 2007, 03:13   #1
Graham
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a backbox and air filter to my insurance company? i am with quinndirect
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Old 3rd October 2007, 03:24   #2
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yes mate, even if it doesnt change the price of the policy every mod has to be declared otherwise if you have a crash with mods not declared the insurance can refuse to payout
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Old 3rd October 2007, 06:47   #3
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what sort of air filter? panel or?

if its panel, no worrys,
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Old 3rd October 2007, 07:44   #4
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yes mate, even if it doesnt change the price of the policy every mod has to be declared otherwise if you have a crash with mods not declared the insurance can refuse to payout
ok cheers mate :Y:

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what sort of air filter? panel or?

if its panel, no worrys,
it is an "open air cone filter"

does anybody know if quinn direct allow mods? because i swear they said you were allowed only if it didnt change the performance, but would the backbox count n air filter count?
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Old 3rd October 2007, 09:31   #5
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Would it not have been better to check before the mods?

V.
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Old 3rd October 2007, 09:33   #6
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a majority of backboxes wont do shizzle anyway - except probably make your car sound crap and ridiculously loud
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Old 3rd October 2007, 09:39   #7
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It shouldnt do much to your insurance, or to your car really, lol. And if it does effect your insurance it will only be about £30 or something ridiculous. My mate had to pay £10.11 for an air filter and alloys on his insurance. Quinn are quite good with mods as well.
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Old 3rd October 2007, 09:39   #8
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Just make sure you ring them and say "your looking to put this on" as if they say it will invalidate your insurance then you have the chance to remove it". Chances are they will just add another 20-50 quid on your policy. But the rule is declare everything
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Old 3rd October 2007, 09:40   #9
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It shouldnt do much to your insurance, or to your car really, lol. And if it does effect your insurance it will only be about £30 or something ridiculous. My mate had to pay £10.11 for an air filter and alloys on his insurance. Quinn are quite good with mods as well.
If you go with Adrian Flux like me they charge your nothing and they pay out for all mods
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Old 3rd October 2007, 09:58   #10
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If you go with Adrian Flux like me they charge your nothing and they pay out for all mods
What, lol, that sucks, im with Adrian Flux and I got charged, lol.
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Old 3rd October 2007, 10:01   #11
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What, lol, that sucks, im with Adrian Flux and I got charged, lol.
Well put it this way to add upper and lower OMP strut braces and a piper 4-1 manifold it was Zero
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Old 3rd October 2007, 10:40   #12
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thats the same with brentacre, you can just ring them up and say you have add a full exhaust system or angel eyes etc and its no increase to the policy
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Old 3rd October 2007, 11:20   #13
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ya' you need to declare.
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Old 3rd October 2007, 11:28   #14
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At the end of the day you dont want to end up paying out to repair some 50grand merc which you wrote off because you couldnt be arsed to declare something that will add another few quid a year to the insurance
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Old 3rd October 2007, 12:30   #15
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I declared all my mods with quinn at the same time and no charge!! It's better to be safe than sorry, so yea declare it otherwise they won't payout if u need to claim.
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Old 3rd October 2007, 15:48   #16
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Would it not have been better to check before the mods?

V.
i havent done them yet im going to but i just wondered if i needed to declare them

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I declared all my mods with quinn at the same time and no charge!! It's better to be safe than sorry, so yea declare it otherwise they won't payout if u need to claim.
what mods have you done mate?
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Old 3rd October 2007, 16:42   #17
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what mods have you done mate?
Lowered (i don't know how much), pipercross open cone air filter, lexarse lights (yes i know what u think!! LOL) and sports steering wheel.
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Old 3rd October 2007, 16:48   #18
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How come when you declare mods online on Quinn price goes up like £200+ just for a back box?
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Old 3rd October 2007, 19:46   #19
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if its oem or oem like/look fitment its ok, any thing else needs to be declared,
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Old 4th October 2007, 01:36   #20
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Quote:
Originally Posted by Graham View Post
ok cheers mate :Y:



it is an "open air cone filter"

does anybody know if quinn direct allow mods? because i swear they said you were allowed only if it didnt change the performance, but would the backbox count n air filter count?
Iam with quinn direct mate and They dont like any mods at all i found this out the hard way
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