Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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3rd October 2007, 03:13
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#1
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Saxperience Forum Bum
Join Date: Oct 2006
Location: Ipswich
Posts: 2,927
Car(s): VW Golf
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do i need to declare?
a backbox and air filter to my insurance company? i am with quinndirect
cheers
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PS3 Gamertag: graham543
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3rd October 2007, 03:24
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#2
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Forum Section Moderator
Join Date: Jan 2004
Location: Abingdon, Oxfordshire, United Kingdom (England)
Posts: 5,082
Car(s): RX8, Cliosport 197
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yes mate, even if it doesnt change the price of the policy every mod has to be declared otherwise if you have a crash with mods not declared the insurance can refuse to payout
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Quote:
Originally Posted by dannyjay
Wheels = The sex. James = The sex. His sk1llz = The sex.
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3rd October 2007, 06:47
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#3
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Infrequent Poster
Join Date: Jul 2005
Location: wrexham United Kingdom (England)
Posts: 144
Car(s): Vtr, 01, few mods,
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what sort of air filter? panel or?
if its panel, no worrys,
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Vtr, 01, possi blue, few mods
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3rd October 2007, 07:44
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#4
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Saxperience Forum Bum
Join Date: Oct 2006
Location: Ipswich
Posts: 2,927
Car(s): VW Golf
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Quote:
Originally Posted by Jungle_Jim
yes mate, even if it doesnt change the price of the policy every mod has to be declared otherwise if you have a crash with mods not declared the insurance can refuse to payout
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ok cheers mate :Y:
Quote:
Originally Posted by lesz42
what sort of air filter? panel or?
if its panel, no worrys,
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it is an "open air cone filter"
does anybody know if quinn direct allow mods? because i swear they said you were allowed only if it didnt change the performance, but would the backbox count n air filter count?
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PS3 Gamertag: graham543
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3rd October 2007, 09:31
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#5
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Established Member
Join Date: Jan 2007
Posts: 1,729
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Would it not have been better to check before the mods?
V.
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3rd October 2007, 09:33
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#6
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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a majority of backboxes wont do shizzle anyway - except probably make your car sound crap and ridiculously loud
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3rd October 2007, 09:39
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#7
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Established Member
Join Date: May 2007
Location: Dorset
Posts: 1,467
Car(s): RB Renaultsport clio 182
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It shouldnt do much to your insurance, or to your car really, lol. And if it does effect your insurance it will only be about £30 or something ridiculous. My mate had to pay £10.11 for an air filter and alloys on his insurance. Quinn are quite good with mods as well.
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3rd October 2007, 09:39
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#8
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Saxperience Forum Bum
Join Date: May 2006
Location: Kent
Posts: 3,669
Car(s): Fiat Seicento, MK2 Furio 2000 X, Pug 206
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Just make sure you ring them and say "your looking to put this on" as if they say it will invalidate your insurance then you have the chance to remove it". Chances are they will just add another 20-50 quid on your policy. But the rule is declare everything
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3rd October 2007, 09:40
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#9
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Saxperience Forum Bum
Join Date: May 2006
Location: Kent
Posts: 3,669
Car(s): Fiat Seicento, MK2 Furio 2000 X, Pug 206
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Quote:
Originally Posted by kev999_VTR
It shouldnt do much to your insurance, or to your car really, lol. And if it does effect your insurance it will only be about £30 or something ridiculous. My mate had to pay £10.11 for an air filter and alloys on his insurance. Quinn are quite good with mods as well.
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If you go with Adrian Flux like me they charge your nothing and they pay out for all mods
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3rd October 2007, 09:58
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#10
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Established Member
Join Date: May 2007
Location: Dorset
Posts: 1,467
Car(s): RB Renaultsport clio 182
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Quote:
Originally Posted by saunders
If you go with Adrian Flux like me they charge your nothing and they pay out for all mods 
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What, lol, that sucks, im with Adrian Flux and I got charged, lol.
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3rd October 2007, 10:01
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#11
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Saxperience Forum Bum
Join Date: May 2006
Location: Kent
Posts: 3,669
Car(s): Fiat Seicento, MK2 Furio 2000 X, Pug 206
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Quote:
Originally Posted by kev999_VTR
What, lol, that sucks, im with Adrian Flux and I got charged, lol.
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Well put it this way to add upper and lower OMP strut braces and a piper 4-1 manifold it was Zero
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3rd October 2007, 10:40
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#12
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Forum Section Moderator
Join Date: Jan 2004
Location: Abingdon, Oxfordshire, United Kingdom (England)
Posts: 5,082
Car(s): RX8, Cliosport 197
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thats the same with brentacre, you can just ring them up and say you have add a full exhaust system or angel eyes etc and its no increase to the policy
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Quote:
Originally Posted by dannyjay
Wheels = The sex. James = The sex. His sk1llz = The sex.
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3rd October 2007, 11:20
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#13
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Saxperience Hardcore!
Join Date: Apr 2006
Location: Ashford
Posts: 25,611
Car(s): LY R26
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ya' you need to declare.
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3rd October 2007, 11:28
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#14
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Saxperience Forum Bum
Join Date: May 2007
Location: Co Durham/Hereford
Posts: 3,044
Car(s): 'Floz' Citroen saxo 1.1 [RIP], Escort XR3i, 306 Tu
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At the end of the day you dont want to end up paying out to repair some 50grand merc which you wrote off because you couldnt be arsed to declare something that will add another few quid a year to the insurance
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Danhunt, ePerve.
Because being a pervert in real life isn't as fun.
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3rd October 2007, 12:30
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#15
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Saxperience Post Whore
Join Date: Feb 2007
Posts: 5,362
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I declared all my mods with quinn at the same time and no charge!! It's better to be safe than sorry, so yea declare it otherwise they won't payout if u need to claim.
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3rd October 2007, 15:48
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#16
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Saxperience Forum Bum
Join Date: Oct 2006
Location: Ipswich
Posts: 2,927
Car(s): VW Golf
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Quote:
Originally Posted by vidal
Would it not have been better to check before the mods?
V.
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i havent done them yet im going to but i just wondered if i needed to declare them
Quote:
Originally Posted by kristel10589
I declared all my mods with quinn at the same time and no charge!! It's better to be safe than sorry, so yea declare it otherwise they won't payout if u need to claim. 
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what mods have you done mate?
__________________
PS3 Gamertag: graham543
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3rd October 2007, 16:42
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#17
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Saxperience Post Whore
Join Date: Feb 2007
Posts: 5,362
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Quote:
Originally Posted by Graham
what mods have you done mate?
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Lowered (i don't know how much), pipercross open cone air filter, lexarse lights (yes i know what u think!! LOL) and sports steering wheel.
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3rd October 2007, 16:48
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#18
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Saxperience Post Whore
Join Date: Jul 2007
Location: Newcastle
Posts: 6,719
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How come when you declare mods online on Quinn price goes up like £200+ just for a back box?
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3rd October 2007, 19:46
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#19
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Infrequent Poster
Join Date: Jul 2005
Location: wrexham United Kingdom (England)
Posts: 144
Car(s): Vtr, 01, few mods,
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if its oem or oem like/look fitment its ok, any thing else needs to be declared,
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Vtr, 01, possi blue, few mods
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4th October 2007, 01:36
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#20
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L-plater
Join Date: Sep 2007
Location: Lincoln
Posts: 82
Car(s): 1.4 Vauxhall Astra
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Quote:
Originally Posted by Graham
ok cheers mate :Y:
it is an "open air cone filter"
does anybody know if quinn direct allow mods? because i swear they said you were allowed only if it didnt change the performance, but would the backbox count n air filter count?
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Iam with quinn direct mate and They dont like any mods at all i found this out the hard way
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