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6th March 2009, 14:19
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#1
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Established Member
Join Date: Aug 2007
Location: Faslane
Posts: 1,235
Car(s): Yamaha R1
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loan - cosigner/underage
What loan companies accept under 18's when they have a co-signer? Ive looked everywhere and cant find one!
__________________
"If i ever get a green beret i'm going to wear it during sex all the time. If i havent got it, i cant have sex"
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6th March 2009, 14:40
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#2
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Saxperience Post Whore
Join Date: Mar 2008
Location: Wirral
Posts: 5,011
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Whats the loan for and what size is this loan going to be? I doubt anyone will want to give a loan out currently to someone who has no credit history and what they will think, not a steady job.
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6th March 2009, 14:51
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#3
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Established Member
Join Date: Aug 2007
Location: Faslane
Posts: 1,235
Car(s): Yamaha R1
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£2000, new bike! but shouldn't my mum's credit rating help me get the loan if she is the cosigner?
__________________
"If i ever get a green beret i'm going to wear it during sex all the time. If i havent got it, i cant have sex"
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6th March 2009, 16:03
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#4
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Yorkshire
Join Date: Apr 2008
Location: Brighouse, W. Yorks
Posts: 3,699
Car(s): Citroen C4 VTR Coupe
Porsche 924
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not really mate, black horse used to do it IIRC, but is your mum willing to let you mess her rating up?
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6th March 2009, 16:05
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#5
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Saxperience Hardcore!
Join Date: Sep 2007
Location: Jail - Whitby
Posts: 15,034
Car(s): 520bhp Honda Jazz
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Put the loan in your mums name if she will allow it, and set up a direct debit to her account 3 days before they take the loan money out of her account..
Thats what i did, and got a much lower rate to pay back aswell
__________________
Life's a bitch, then you die.
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6th March 2009, 16:15
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#6
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Established Member
Join Date: Jan 2009
Location: Torrance, Glasgow
Posts: 1,624
Car(s): 03 Saxo VTR
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hmmm i doubt it tbh, the way banks are going just now, they arent gonna give out loans to someone your age, too high a risk, and i think banks are starting to learn from their mistakes.... 2 or 3 years ago you might of had a chance, but not now
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6th March 2009, 16:28
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#7
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Established Member
Join Date: Jan 2008
Location: St.albans/Herts
Posts: 2,386
Car(s): Citroen saxo furio
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well hows about you save the hassle of getting a loan from a bank and credit rating etc etc , and i just buy your car? sorted lol
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