Budget insurance - Saxperience

argylefan1985 · 22nd September 2006, 10:59

anyone insured with them? are they mod friendly?

saunders · 22nd September 2006, 11:05

Well im with norwich union and they charged me 128quid for induction kit n exhaust, so u wont know till u ask. Jus say ur lookin to do this....and see wot they say. DON'T say u have already done it otherwise they could invalid ur insurance if they dont cover a mod u have already done

Baz · 22nd September 2006, 11:07

also curious on this! Budget always seem to gives me good quotes on confused.com.....but ive never heard of them

argylefan1985 · 22nd September 2006, 11:22

yeah well. ive rang now, to declare, tints, new exhaust and lowering 40mm so we`ll see, they said to ring back monday-tuesday for the price.
hopefully they dont ass rape me.

srcnix · 22nd September 2006, 12:52

lol, I would be surprised if they sent someone out to arse rape you. That's customer service you wouldn't expect

argylefan1985 · 28th September 2006, 17:25

Well after 4 days of ringing back and forth on the phone to budget trying to find out if theyd cover my planed mods of 40mm drop all round,tinted windows,and new exhaust system, theyve finaly got back to me, No my curent policy wont accept it, so they sent it to there underwriter insurers again, as a new policy to get a quote, and none of them would accept the modifications.

So basically ive been left with the following options,

1) Cancel the insurance (theyve told me if i do this i will only get £600 back!!! AFTER THE POLICY COST ME £1600!!!!! AND IVE ONLY HAD THE POLICY FOR 4MONTHS!!!!!!!!!! £1000 for 4 months insurance yeah well fair!!!!!!) and then start a new policy with someone that willl accept it.

or

2) Do the mods anyway and dont tell them hope i dont wrap it up and pleed ignorence and say i didnt realise that it was modified when i bought it lol.

not up for option 2 at all but where the fuck will i get insured for 600quid! on a vtr with 1 year driving experience no no claims bonus,

HELP ME

blackvts · 28th September 2006, 19:36

I wouldn't risk it personally mate, saying that the car was like that when you bought it and never knew wont pay off as the mods are quite obvious IMO. Quinn-Direct are good my VTS is modded to the bollocks and as long as i tell them they really don't give a toss as long as it's still declared as road worthy by an approved garage (Dealer).
Bottom line if you're young and male like me at 19 you pay a fortune in insurance to have a half decent car!

argylefan1985 · 28th September 2006, 19:44

yeah takes the piss gonna get onto checking out some new quotes, fingers crossed i can get a decent quote 2mrw