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Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc.

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Old 27th December 2006, 15:35   #1
Barry123
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Default Panel Filter.

Hadnt even thought about when i installed it but...

Should I/Do I declare a Panel Filter?

Its a replacement filter element.

like your heads up on this...
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Old 27th December 2006, 15:40   #2
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thats a good question

i wouldnt personally but they say declare everything to be safe

plus it more than likely wont affect it anyways

its only a phone call, so just ask
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Old 27th December 2006, 16:28   #3
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erm... i think that is SLIGHTLY petty tbh
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Old 27th December 2006, 16:35   #4
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I'd rather be on the good side of an insurance company than the wrong one...
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Old 27th December 2006, 16:38   #5
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wouldnt have thought so because its just an uprated standard one ie like champion spark plugs there better than standard but you dont have to declare them
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Old 27th December 2006, 16:40   #6
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thats what my thought was...

thanks mate.
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Old 27th December 2006, 17:00   #7
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No way, they would never check the air box for a uprated filter, as long as the standard box is there their happy. And tbh even if they did check you could blag a part like that anyway say the garage must have replaced it.

They will charge you for a induction kit if you tell them i would think. Or if theyre really clever like RAC they will insist that its either a turbocharger or a supercharger and there is no such thing as a replacement filter
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Old 29th December 2006, 20:08   #8
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i wouldnt as it looks the same as standard and means the insurance would have to take things apart to see it, its a replacement and not a mod as such.

upto u mate but i dont see it as something to declare..
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Old 29th December 2006, 20:12   #9
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to be honest... im not the sneaky type. I'd rather have everything declared than worry about getting parts here, there and everywhere if I were to bin my beast.

But yeah I'm not gonna declare it unless i see something that suggests otherwise.

thanks for the help
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Old 29th December 2006, 20:14   #10
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I would, its a mod. In theory if i should declare my vts interior. Does nowt to power. You should declare a head unit and upgraded speakers. It won't increase but if you have £1000 audio cover they think its still standard!

For the sake of a phone call you should do it sayer
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Old 29th December 2006, 20:27   #11
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actually yeah I had to declare the GTI seats
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Old 29th December 2006, 20:27   #12
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I was thinking the same the other day Ad about declaring mine. It does you give you that extra power, so it's classed as a mod but I personally would probably leave it because I don't think they could tell the difference.
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Old 29th December 2006, 21:09   #13
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I worked for Hastings Direct for a while, and I often had people say it has an air filter, and we don't add it on at all, just make a note on notepad. We didn't care about them or tints lol
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Old 30th December 2006, 10:11   #14
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i wouldnt declare it it might be a better filter than the standard one but it does deviate from the manufacterers original specification as it fits in the standard airbox
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Old 30th December 2006, 10:15   #15
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Been speaking to my Dad about this morning and he agreed with me, I wouldn't even bother telling the insurance company as they won't be able to tell if it's a panel filter or not especially with it going straight in standard airbox.
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