Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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27th December 2006, 15:35
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#1
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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Panel Filter.
Hadnt even thought about when i installed it but...
Should I/Do I declare a Panel Filter?
Its a replacement filter element.
like your heads up on this...
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27th December 2006, 15:40
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#2
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Saxperience Hardcore!
Join Date: Jul 2004
Location: Solihull
Posts: 18,231
Car(s): Two Tone Sax
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thats a good question
i wouldnt personally but they say declare everything to be safe
plus it more than likely wont affect it anyways
its only a phone call, so just ask
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27th December 2006, 16:28
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#3
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Frequent Poster
Join Date: May 2006
Location: Bognor Regis,West Sussex
Posts: 707
Car(s): Phase 2 Saxo VTS
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erm... i think that is SLIGHTLY petty tbh
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27th December 2006, 16:35
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#4
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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I'd rather be on the good side of an insurance company than the wrong one...
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27th December 2006, 16:38
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#5
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South Wales
Join Date: Jan 2005
Location: The Valley's init
Posts: 3,601
Car(s): vtr mk2
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wouldnt have thought so because its just an uprated standard one ie like champion spark plugs there better than standard but you dont have to declare them
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27th December 2006, 16:40
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#6
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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thats what my thought was...
thanks mate.
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27th December 2006, 17:00
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#7
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Saxperience Hardcore!
Join Date: May 2006
Location: Bristol
Posts: 16,575
Car(s): JP4urio, 306 DTurbo SportShed
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No way, they would never check the air box for a uprated filter, as long as the standard box is there their happy. And tbh even if they did check you could blag a part like that anyway say the garage must have replaced it.
They will charge you for a induction kit if you tell them i would think. Or if theyre really clever like RAC they will insist that its either a turbocharger or a supercharger and there is no such thing as a replacement filter
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29th December 2006, 20:08
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#8
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Saxperience Post Whore
Join Date: Dec 2005
Location: MaDchester
Posts: 8,432
Car(s): Vts
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i wouldnt as it looks the same as standard and means the insurance would have to take things apart to see it, its a replacement and not a mod as such.
upto u mate but i dont see it as something to declare..
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29th December 2006, 20:12
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#9
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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to be honest... im not the sneaky type. I'd rather have everything declared than worry about getting parts here, there and everywhere if I were to bin my beast.
But yeah I'm not gonna declare it unless i see something that suggests otherwise.
thanks for the help
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29th December 2006, 20:14
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#10
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Saxperience Hardcore!
Join Date: May 2006
Location: Charming man
Posts: 15,880
Car(s): Charming car
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I would, its a mod. In theory if i should declare my vts interior. Does nowt to power. You should declare a head unit and upgraded speakers. It won't increase but if you have £1000 audio cover they think its still standard!
For the sake of a phone call you should do it sayer
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29th December 2006, 20:27
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#11
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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actually yeah I had to declare the GTI seats
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29th December 2006, 20:27
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#12
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Saxperience Hardcore!
Join Date: Dec 2005
Location: Bradford
Posts: 26,687
Car(s): '15 Focus ST-2
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I was thinking the same the other day Ad about declaring mine. It does you give you that extra power, so it's classed as a mod but I personally would probably leave it because I don't think they could tell the difference.
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29th December 2006, 21:09
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#13
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Established Member
Join Date: Apr 2005
Location: East Sussex
Posts: 1,135
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I worked for Hastings Direct for a while, and I often had people say it has an air filter, and we don't add it on at all, just make a note on notepad. We didn't care about them or tints lol
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30th December 2006, 10:11
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#14
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Saxperience Forum Bum
Join Date: Jun 2005
Location: carlisle United Kingdom (England)
Posts: 2,934
Car(s): 106 GTi
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i wouldnt declare it it might be a better filter than the standard one but it does deviate from the manufacterers original specification as it fits in the standard airbox
__________________
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i dont know how to wake the things that sleep inside,
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30th December 2006, 10:15
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#15
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Saxperience Hardcore!
Join Date: Dec 2005
Location: Bradford
Posts: 26,687
Car(s): '15 Focus ST-2
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Been speaking to my Dad about this morning and he agreed with me, I wouldn't even bother telling the insurance company as they won't be able to tell if it's a panel filter or not especially with it going straight in standard airbox.
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