vtr insurance - Saxperience

Amiee · 26th February 2007, 21:00

right im looking for insurance for a vtr...

tried bell, quinn ect but there all above 1700... which tbh i am not going to pay,

anyone know any other insurers which are reasonable?

Luke · 26th February 2007, 21:02

Have you been driving a year yet?

Have you tried Tesco, Diamond, Sheilas Wheels?

Roper · 26th February 2007, 21:02

have you tried goin TPTF or dont you want that option ?? or is that TPTF ?

lee.

Roper · 26th February 2007, 21:04

Quote:

Originally Posted by Luke

Have you been driving a year yet?

Have you tried Tesco, Diamond, Sheilas Wheels?

Sheilas Wheels? i heard a while ago from somewhere, cant remember where but that is suppose to be a rip off.

lee

woodsy · 26th February 2007, 21:07

it all depends but most insurance companys work on the same factors

age,
ncb,
postcode area,
car,
accidents,
points,

Amiee · 26th February 2007, 21:13

im 17, 18 in 2 months
been driving about nearly 9 months
live in middle of nowhere
its garaged
car im getting quotes on got thatcham cat 1 alarm thing
an no points and ncb, i had one of those 10 month acceletators but they dont count as anything,..

just got a quote with diamond 1559 fully comp
tpft was 1097

xxxvickxxx · 26th February 2007, 21:28

wait till youve got a years no claims prob gonna be a lot cheaper then

ricksimmonds · 26th February 2007, 21:31

ye give it 3 month n ull b 18 wiv yrs ncb, wil b cheap as chips

Amiee · 26th February 2007, 21:37

but will be without a car for couple of months.. no point insuring the westie for 2 months tbh

xxxvickxxx · 26th February 2007, 21:45

i doubt your find any quotes much cheaper all the while you have no ncb

beastgtir · 26th February 2007, 21:46

you can get monthly insurance.

www.ecarinsurance.co.uk or com.

saxos have gone up insurance wise, i was 18 paying £850 (second driver) now 20 with driving experience. no points etc but 1 crash and they want £1100-ish.

Im getting cheaper quotes on other cars though which are double the insurance group though! they wont insure me on a VTS at all.

Amiee · 26th February 2007, 21:53

shall have a look thanks

Ben_C · 26th February 2007, 23:09

1700 seems very reasonable if you ask me

theo · 27th February 2007, 01:15

Just out of curiosity, try putting your mum or dad down as a named driver! With their no claims and years driving this could bring the premium down! I know it does it with Elephant

x

Jacks_Black_Sax · 27th February 2007, 08:24

www.bell.co.uk

i got a quote of £1200 fully comp on a VTS, im 18, 0 no claims, 6 months had liscence. (10 month) think 12 month was like 1500 either way still amazing.

I put my mum as an additional driver etc. Was well shocked when it came out @ 1.2k

bbewekim · 27th February 2007, 11:39

Quote:

Originally Posted by Jacks_Black_Sax

www.bell.co.uk

i got a quote of £1200 fully comp on a VTS, im 18, 0 no claims, 6 months had liscence. (10 month) think 12 month was like 1500 either way still amazing.

I put my mum as an additional driver etc. Was well shocked when it came out @ 1.2k

You sure thats 100%? Most people including me are lucky get a quote for about that on a VTR tpff, let alone fully comp! I cant even get a quote that good with pass plus!

Natalie · 27th February 2007, 12:57

Quote:

Originally Posted by LiLmIzzAMiEE

an no points and ncb, i had one of those 10 month acceletators but they dont count as anything,..

A 10mth bonus accelerator should count as 1yrs NCB if you stay with the same company or group. Eg Elephant, Bell, Diamond, Admiral. That's the point of them

playgirl · 27th February 2007, 14:14

if you are prepared to put an experienced driver as the main driver and you as the named driver make sure you go with a company that also gives you no claims bonus too. if not the price doesnt drop that much when you put yourself as the main driver. my boyfriend was my main driver and its up for renewl soon, im only going to save £100 and no bonus when i put me as main.

gartrell · 27th February 2007, 22:15

the quote of 1700 seemed cheap to me, for someone of your age.

Im 19, Been driving 10 months and pay 1300 for a saxo 1.1 without them knowing of all of what ive had done to it and its only fire and theft!, if i would of knew a vtr would of only cost 400 extra a year i wouldve had one no probs. Give it a few months and im going to start looking for vtr, when my quotes are reasonable...

Amiee · 27th February 2007, 22:29

Quote:

Originally Posted by playgirl

if you are prepared to put an experienced driver as the main driver and you as the named driver make sure you go with a company that also gives you no claims bonus too. if not the price doesnt drop that much when you put yourself as the main driver. my boyfriend was my main driver and its up for renewl soon, im only going to save £100 and no bonus when i put me as main.

that what i did last year, but companies are stopping it, like direct line have done!