Insurance on a VTS conversion? - Saxperience

DOGGS · 21st June 2004, 18:12

contemplating getting a VTS engine transplanted into my VTR in the near future (professionally), just wondering what insurance group it would jump to? roughly? ...blatantly more than a standard VTS(group 14) but how much more???

whats yours @ simo? hope u've declared that turbo

barrett^p · 21st June 2004, 18:57

simo' is insured with Liverpool Victoria i believe on an anything goes sort of insurance (i think) whereby they arent too fussed about the mods that you do as long as you declare them... well thats how i've interpreted some of his insurance related posts to people.

As for the insurance of a VTS conversion i think it increases a fair bit and people say that it would probably be cheaper to just sell the VTR and buy a VTS as the cost of the transplant and the additional cost of insurance for the VTS etc

DevilDamo · 21st June 2004, 19:18

i think its cheaper to declare a mod (vts conversion) than actually buying a vts itself, taking into account the extra money you pay for a vts as well as the increased 7 group insurance premium.

DOGGS · 21st June 2004, 21:39

yeah, I've got my VTR nicely modded and almost how I want it looking all I need is a power increase

as for Liverpool victoria, thats whos I was thinking of going with because of their policies, mah dads got a remapped impreza with em

barrett^p · 21st June 2004, 21:43

yeah but cost of the engine plus cost of installation by a proffesional does add up to atleast £1500!!! so from a vtr to a vts it wouldnt cost that much more

saxorich · 22nd June 2004, 02:08

i think im on the vts conversion, i think im gunna buy a vts engine from a scrapyard, been ringing round today i can get one for 300-400, and then put the engine in myself with my dad so in the end it is only gunna cost a maximum of about 700-800 if i change the pistons and so on.

Northern_Will · 22nd June 2004, 05:19

jus get a vts man

saxorich · 22nd June 2004, 05:23

only problem gettin a vts is all of the hassel of selling your car and going out and finding a good second hand vts. i mean if i sold my car now i would basically be buying an impreza end of story.......

Black_vtr · 22nd June 2004, 05:40

i wouldnt bother declare it, just make sure if u smash it... you smash it up good and propper.

Northern_Will · 22nd June 2004, 15:11

nah cos its shit like that which puts premiums up

[QUOTE=saxorich] only problem gettin a vts is all of the hassel of selling your car and going out and finding a good second hand vtsQUOTE]

Compared with the hassel of finding a decent vts engine, as well as all the other bits you need such as brakes n god knows what? Then having to fit it, which, if u can do yourself then fair play but i'd not have a clue?

If you're looking for the easiest and more simple way then surley it would be buying a vts?

Scott^p · 22nd June 2004, 16:20

Quote:

Originally Posted by Black_vtr

i wouldnt bother declare it, just make sure if u smash it... you smash it up good and propper.

no that would be a proper stupid fucking thing to do for a number of reasons. Your effectively driving an uninsured car, if you hit someone first off its going to see you in court, second its you personally facing the bills to repair your car and more importantly theirs (hit a nice beemer or a merc and thats going to be a nice bill), third they will probably sue you for damages to them.

Next off your point on " you smash it up good and propper."

Are you hearing yourself? YOUR IN A SAXO. Its hardly the most robust of machines smash it up good and proper and 99 times out of 100 your going to be smashing yourself up good and proper. To smash the front in so badly that the engine would be unidentifiable would require a huge front end impact which would probably end up in the engine moving backwards, moving the bulkhead backwards, moving the dash backwards and guess what> your next in that line.

Northern_Will · 22nd June 2004, 16:26

Word up to scott there

saxorich · 22nd June 2004, 18:10

ok then ok then, scott do you kno if the top end off of a vts fits onto the vtr????????????????

Scott^p · 22nd June 2004, 19:29

nope head bolts are in different places

roadkill_ · 22nd June 2004, 22:42

for some it wouldnt be easier just buying a vts, i want a vts engine but im not selling my car cause ive already spent over £3000 on it.

mar1n2000 · 22nd June 2004, 23:03

Quote:

Originally Posted by Black_vtr

i wouldnt bother declare it, just make sure if u smash it... you smash it up good and propper.

ARE YOU ON CRACK OR SUMMOT, that is posibly the daftest thing i heard all week

roadkill_ · 22nd June 2004, 23:08

i know someone who transplanted a vts and didnt declare it, i wouldnt though, nuts.

Andyt · 23rd June 2004, 00:44

Quote:

Originally Posted by barrett

simo' is insured with Liverpool Victoria i believe on an anything goes sort of insurance (i think) whereby they arent too fussed about the mods that you do as long as you declare them... well thats how i've interpreted some of his insurance related posts to people.

Liverpool Victoria don't put your premium up for body mods.

With Engine mods the premium will go up if more than 10hp is gained........i think.

Vtr --> vts is more than 10hp

C2_VTR · 24th June 2004, 05:57

I tried a quote last time and donno if its cause of area or summat but it was more expensive to insure than other companies and there was something saying that you could only get quote if there was no mods!

Northern_Will · 24th June 2004, 06:06

Quote:

Originally Posted by roadkill_

for some it wouldnt be easier just buying a vts, i want a vts engine but im not selling my car cause ive already spent over £3000 on it.

Can see your point there man, thought we were talking standard cars