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8th May 2007, 00:29
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#1
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Engine conversion insurance
Hey,
well I'm putting a VTS engine in my car (1.1 mk2) and I need to research insurance really. I haven't phoned anyone up yet as I only got back from Nurburgring earlier which is where I made my decision haha 
Well, I'm 18, driving a 1.1 mk2 desire 52 plate and first question is, do insurance companies looking more or less favourably on engine conversions insurance wise. And how much is it gonna cost me?
thanks
scott
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8th May 2007, 01:57
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#2
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Frequent Poster
Join Date: May 2006
Location: northampton
Posts: 736
Car(s): Saxo VTS
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its more expensive to insure a car with an engine conversion.... cus they know u just wanna go faster
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8th May 2007, 09:09
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#3
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Frequent Poster
Join Date: Jan 2007
Location: Northampton
Posts: 587
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you will have to be with a specialist insurer i would of though, like adrian flux who deal with these types of modifications, i would of thought the cost of insurance would be similiar to if you had a vts, you could consider selling your 1.1 and then buying a 2000/1 vts as i think they would cost around the same if you have a 52 plate 1.1
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9th May 2007, 17:37
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#4
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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The best price I have so far on a VTS:
£2698.24 with Budget car insurance
£2629.34 with Post Office
Quinn Direct don't want to insure me on it.
Last edited by SNewham; 9th May 2007 at 17:46.
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9th May 2007, 18:16
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#5
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Saxperience Post Whore
Join Date: Feb 2005
Location: Billericay, Essex (England)
Posts: 6,774
Car(s): 1.1.1i, 2.Mk2 VTR 3.Astra SRI 150
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ouch...could buy my car 4 x over with that insurance quote lol
__________________
Ben_L aka Saxmaniac5 Xbox Gamertag: Saxmaniac5 
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9th May 2007, 18:20
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#6
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Saxperience Post Whore
Join Date: Apr 2007
Location: Haywards Heath
Posts: 8,445
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Quote:
Originally Posted by snewham
The best price I have so far on a VTS:
£2698.24 with Budget car insurance
£2629.34 with Post Office
Quinn Direct don't want to insure me on it.
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Try Bell.co.uk, Quinn-direct.co.uk, confused and maybe esure mate, im 18 and ensured my VTS for 2000tpft, fully comp is a waste of time to be honest!
Dont get a conversion as u'll spend a lot more on faults, reliability, sourcing and getting one professionally fitted than you would either buying a VTR or VTS mate. In short save yourself time and money and snap up one with a few mods on it already, gd luck fella!!!
PicsComingSoon RB
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9th May 2007, 18:32
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#7
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Saxperience Post Whore
Join Date: Dec 2006
Location: Maidstone
Posts: 8,210
Car(s): Golf TDI
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Best bet is to compare the quotes you have with quotes for an actual VTS. Then take into account the cost to sell your car and buy a VTS with the costs for converting your engine.
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9th May 2007, 18:45
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#8
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Saxperience Post Whore
Join Date: Apr 2007
Location: Haywards Heath
Posts: 8,445
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Quote:
Originally Posted by devilsadvocate
Best bet is to compare the quotes you have with quotes for an actual VTS. Then take into account the cost to sell your car and buy a VTS with the costs for converting your engine.
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Sound advice Devilsadvocate  i compared costs for wat i wanted before i bought my VTS and worked from ther 
PicsComingVerySoon RB
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9th May 2007, 19:01
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#9
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Quote:
Originally Posted by redbullet07
Dont get a conversion as u'll spend a lot more on faults, reliability, sourcing and getting one professionally fitted than you would either buying a VTR or VTS mate. In short save yourself time and money and snap up one with a few mods on it already, gd luck fella!!!
PicsComingSoon RB
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am fitting it myself mate with the help of Stevenet15. It's not gonna be a bodge job so it should be as reliable as any other VTS. Would cost me alot more to buy and sell a VTS then put a VTS engine in mine. Will cost me 400-500 for an engine and that's it 
found 2,400 best quote so far.
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9th May 2007, 19:08
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#10
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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omg.....
Bell.co.uk:
£1936.45
!!!!!!!!!!!!!!!!!!!!
awesome, wow, that's a really good quote. My best so far by a mile on a 52 reg VTS with me as main driver and mum as second driver.
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9th May 2007, 19:14
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#11
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Actually scrap that.
Best price is now from Bell.co.uk
£1549.65
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9th May 2007, 19:16
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#12
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Saxperience Post Whore
Join Date: Apr 2007
Location: Haywards Heath
Posts: 8,445
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gdgd glad i could help mate. Yeah see wat u mean if u take them up on that u'v got a good deal. As i'v helped you, any chance of getting some help with fitting a new lump on mine as that would be ledgendary and i was looking at about a grand for it so you could also make some money lol
PicsComingVerySoon RB
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9th May 2007, 19:20
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#13
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Just tried their Flexiplan which means that I don't get anything other than insurance. So no legal cover, breakdown cover, replacement cars etc etc. That comes to £1368.50 but I haven't put parents on yet.
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9th May 2007, 19:21
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#14
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Quote:
Originally Posted by redbullet07
gdgd glad i could help mate. Yeah see wat u mean if u take them up on that u'v got a good deal. As i'v helped you, any chance of getting some help with fitting a new lump on mine as that would be ledgendary and i was looking at about a grand for it so you could also make some money lol
PicsComingVerySoon RB |
well I've never done anything like it before to be honest. If you get the same MK and number of plugs on the ecu as your current engine then it is all plug and play. Engine out, new engine in. Simple as that
I'm planning on just doing it in 2 days with Steve. Think Tobster and my mate are going to help out as well though so we could have it done by lunchtime lol
Need to find a decent engine now...
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9th May 2007, 19:22
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#15
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Saxperience Post Whore
Join Date: Apr 2007
Location: Haywards Heath
Posts: 8,445
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Like the wesbite as well mate who helped develop it or did you do it yourself?
Do you know anyone or do you want to help with my new lump then?
PicsComingSoon RB
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9th May 2007, 19:32
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#16
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Just had another think about this. As I'm going to uni in September. I will only be driving the car to and from the train station every day to get to uni so I'll only be doing around 7,000 miles a year which would take the quote down to:
£1238.13
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9th May 2007, 19:34
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#17
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Quote:
Originally Posted by redbullet07
Like the wesbite as well mate who helped develop it or did you do it yourself?
Do you know anyone or do you want to help with my new lump then?
PicsComingSoon RB
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well I might be able to help after I've done mine but wouldn't really know if I'm confident at doing it. Steve is only helping me with mine as I know help quite well and he's quite busy sorry mate.
A grand is quite expensive for all the work to be honest mate. It's only 2 days work at most. Wiring is the hardest bit if you don't find a similar engine to your own.
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9th May 2007, 19:35
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#18
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Saxperience Post Whore
Join Date: Apr 2007
Location: Haywards Heath
Posts: 8,445
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Quote:
Originally Posted by snewham
Just had another think about this. As I'm going to uni in September. I will only be driving the car to and from the train station every day to get to uni so I'll only be doing around 7,000 miles a year which would take the quote down to:
£1238.13
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Cheers for the advice and i always say no more than 5,000 as they'll never check and i think it goes up after, not sure
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9th May 2007, 19:37
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#19
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Quote:
Originally Posted by redbullet07
Cheers for the advice and i always say no more than 5,000 as they'll never check and i think it goes up after, not sure
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yeh well I had it at 12,000 before and it was £1500, put it to 7,000 and it came down to that price.
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9th May 2007, 19:38
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#20
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Saxperience Post Whore
Join Date: Apr 2007
Location: Haywards Heath
Posts: 8,445
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Quote:
Originally Posted by snewham
well I might be able to help after I've done mine but wouldn't really know if I'm confident at doing it. Steve is only helping me with mine as I know help quite well and he's quite busy sorry mate.
A grand is quite expensive for all the work to be honest mate. It's only 2 days work at most. Wiring is the hardest bit if you don't find a similar engine to your own.
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Fair cop, yeah should be a piece of cake as its going to be a direct swap for a new VTS lump wiv less miles as iv got 87 on the clock atm an think it might be on its way out soon. Plus a newer engine will run better for my CIT Turbo or TBs conversion next year, possible 190-200BHP. Possible lol
PicsComingSoon RB
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