Does this sound reasonable? - Saxperience

Ben_L · 19th July 2007, 01:09

The car, Saxo 1.1i X 1998 with exhaust and wheels declared.
with me 19years old, 1 years NCB, 2 year 7 months driving exp and mum and dad on policy too. No insurance claims yet either.

£615 TPFT for 10 months

I dunno whether to settle for it or carry on looking? The 28th is renewal day

Baz · 19th July 2007, 01:12

just scout round a few other companies and when you get one cheaper then just say you won't renew unless they can beat it and see what happens

CooperVTR · 19th July 2007, 08:07

have more of a look, i got a quote for £520 tpft on a 1998 r reg, with alloyys and exhaust declared.

Barry123 · 19th July 2007, 10:15

I would strongly advise going for a 12 month policy man.

DavidKent · 23rd July 2007, 16:45

Quote:

Originally Posted by adsayer

I would strongly advise going for a 12 month policy man.

Why is that?
10 months is usually a little cheaper, plus means you get like 1 years no claims bonus after 10 months with a lot of companies?

Baz · 23rd July 2007, 16:47

10 month bonus accelerators = 1 years NCB with certain companies. It only works out cheaper as you pay for 10 months....its pretty much the same if you paid monthly for 10 months and 12 month ie same cost per month.

if that made any sense at all

DavidKent · 23rd July 2007, 16:53

Yeah but works out better in the long run as you get more NCB over the time... 2 of those 10 month policies in a row save you 4 months on 2 years NCB?
For new drivers could be an ideal way of bringing future premiums down?

Barry123 · 23rd July 2007, 17:21

Quote:

Originally Posted by Baz

10 month bonus accelerators = 1 years NCB with certain companies. It only works out cheaper as you pay for 10 months....its pretty much the same if you paid monthly for 10 months and 12 month ie same cost per month.

if that made any sense at all

When I've done it, it comes out as more expensive per month even though it looks cheaper.

the imaginary 10months = 1ncb only applicable to a very small number of insurance companies

Its a pile of tosh and you're just mugging yourself going on that sort of policy.

DavidKent · 23rd July 2007, 17:36

Ah right fair fucks, won't bother on renewal then

Cheers

matthewslee · 23rd July 2007, 17:39

elephant.com try them

VTRacer · 23rd July 2007, 18:54

keep lookin see wat others offer u, but 10 months is better i think

Ben_L · 27th July 2007, 21:04

Well, i phoned elephant up just now and they managed to beat £615(bell.co.uk) and came back with £604. Just settled with that

Hopcraft · 29th July 2007, 20:50

thats crap tbh, should be getting that sorta quote on a vtr tbh !

b0t13 · 30th July 2007, 02:25

10 month = shit, dont do it.

thats cheap too, anything under £1k for a 19yo is cheap

SteveMcGee · 30th July 2007, 12:23

im paying 75 a month for my vtr 03 plate, im 19 years old, 0 no claims bonus, 2 years 5 month drivin experience, thats with some interest aswel cause im paying direct debit.

im with more than, they nearly halfed the price that my old insurer bell.co.uk offered, give them a ring