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27th February 2008, 13:01
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#1
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Established Member
Join Date: Jul 2006
Location: West Sussex
Posts: 1,846
Car(s): Clio 182 :D
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Advice please!
Hey all  really need some advice  Basicly i have 2 options
1) Sell my vts 53 reg and get a cheap runabout. and use the money i get of the car to pay of my overdraft and credit card
2) keep the VTS, and save up the long and hard way!
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Used to be called lilsaxovts
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27th February 2008, 13:02
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#2
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Saxperience Post Whore
Join Date: Jun 2007
Location: Darlington
Posts: 8,766
Car(s): Icelandic Grey Citroen Saxo VTS
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save up the long and hard way
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27th February 2008, 13:02
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#3
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Saxperience Forum Bum
Join Date: Dec 2005
Location: Manchester United Kingdom (England)
Posts: 4,229
Car(s): Saxo VTR '98
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sell - you'll never clear your overdraft and credit card.
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27th February 2008, 13:02
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#4
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Saxperience Hardcore!
Join Date: Mar 2006
Location: Gym
Posts: 15,228
Car(s): 172 Cup
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If you can afford it... do it the hard way
If your struggling sell the vts, pay everything off and save what ever you can
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27th February 2008, 13:04
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#5
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Saxperience Addict
Join Date: May 2006
Location: Costa del Wales
Posts: 12,393
Car(s): Spam Wagon
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save up lad
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Quote:
Originally Posted by Yates
your my fav welsh internet mate
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27th February 2008, 13:06
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#6
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Saxperience Post Whore
Join Date: Feb 2007
Posts: 5,362
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You car is gorgeous don't sell it. You'll definitely regret it
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27th February 2008, 13:11
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#7
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Saxperience Forum Bum
Join Date: Jul 2006
Location: darlington
Posts: 3,550
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look at what cars youd own as a "cheap run about" and wether they are reliable enuff, tax / insurance / mpg cheap enuff, otherwise it might not be worth it anyways
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27th February 2008, 13:12
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#8
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Established Member
Join Date: Jul 2006
Location: West Sussex
Posts: 1,846
Car(s): Clio 182 :D
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well my car is only on 31k miles, i keep it in perfect order..
And im not struggerling, i can pay off all my monthly bills and have enough to spend.
Just thinking it might be better to sell my car and pay of things, but i might do it the long way.. at least il have a good car in the end
__________________
Used to be called lilsaxovts
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27th February 2008, 13:14
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#9
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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you're on credit cards... sell up.
get rid of the rediculous interest charges on that and start fresh man.
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27th February 2008, 13:24
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#10
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Established Member
Join Date: Jul 2006
Location: West Sussex
Posts: 1,846
Car(s): Clio 182 :D
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Quote:
Originally Posted by adsayer
you're on credit cards... sell up.
get rid of the rediculous interest charges on that and start fresh man.
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lol its like £300, im not living on credit cards, i used to once to get my car lowered and parts as it was interest free
__________________
Used to be called lilsaxovts
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27th February 2008, 13:26
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#11
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Saxperience Post Whore
Join Date: Mar 2003
Location: United Kingdom (England)
Posts: 7,064
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How much do you owe?
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Stu QIf in doubt, just repeat the answer to the question....
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27th February 2008, 13:29
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#12
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Established Member
Join Date: Jul 2006
Location: West Sussex
Posts: 1,846
Car(s): Clio 182 :D
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£300 on credit card, £1000 on overdraft and a loan
But some of the loan was for the VTS in the first place, so selling it would be a waste of interest on the loan
See what i mean?
__________________
Used to be called lilsaxovts
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27th February 2008, 13:32
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#13
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Saxperience Post Whore
Join Date: Feb 2007
Posts: 5,362
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Quote:
Originally Posted by LilSaxoVTS
£300 on credit card, £1000 on overdraft and a loan
But some of the loan was for the VTS in the first place, so selling it would be a waste of interest on the loan
See what i mean?
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That's about what i owe my dad, for the past three months i've been spending nothing on myself and putting the most of my wages into a savings account. I've nearly got the full amount now so it's all going to be sorted soon. I did consider selling my vtr to pay him back but then i figured that's why i got into debt in the first place so that would be stupid. Glad i didn't sell in the end, i know i would have regretted it
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27th February 2008, 13:36
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#14
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Established Member
Join Date: Jul 2006
Location: West Sussex
Posts: 1,846
Car(s): Clio 182 :D
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Quote:
Originally Posted by kristel10589
That's about what i owe my dad, for the past three months i've been spending nothing on myself and putting the most of my wages into a savings account. I've nearly got the full amount now so it's all going to be sorted soon. I did consider selling my vtr to pay him back but then i figured that's why i got into debt in the first place so that would be stupid. Glad i didn't sell in the end, i know i would have regretted it
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exaclty!!!
I got into debt in the first place cause i wanted a swish car and i wanted another Saxo VTS...
If i sell it then it defeats the object of getting a loan in the first place
__________________
Used to be called lilsaxovts
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27th February 2008, 13:55
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#15
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Established Member
Join Date: Jul 2007
Location: Plymouth
Posts: 1,877
Car(s): CLio sport 172
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Do it the long hard way mate
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27th February 2008, 17:00
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#16
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Established Member
Join Date: Jul 2006
Location: West Sussex
Posts: 1,846
Car(s): Clio 182 :D
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Quote:
Originally Posted by VTR_Nick
Do it the long hard way mate
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yeah i probably will 
__________________
Used to be called lilsaxovts
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27th February 2008, 18:36
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#17
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Saxperience Hardcore!
Join Date: Mar 2005
Location: Newcastle Upon Tyne
Posts: 19,910
Car(s): CW Honda Integra DC5
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Quote:
Originally Posted by LilSaxoVTS
Hey all really need some advice Basicly i have 2 options
1) Sell my vts 53 reg and get a cheap runabout. and use the money i get of the car to pay of my overdraft and credit card
2) keep the VTS, and save up the long and hard way! |
keep the VTS  or if cant afford the fuel etc get a vtr
__________________
Nürburgring - Stability Has Priority Over Line
If You Master One Of These, You'll Definitely Be A Good Driver - Takuya Kurosawa
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27th February 2008, 20:31
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#18
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Established Member
Join Date: Feb 2008
Location: ming ming n.e lincs
Posts: 1,155
Car(s): citroen saxo furio
1.4
black
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save up. or put a quid on the lottery each week and hope ya get lucky
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28th February 2008, 07:12
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#19
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Saxperience Post Whore
Join Date: Feb 2007
Posts: 5,362
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Quote:
Originally Posted by kylie
save up. or put a quid on the lottery each week and hope ya get lucky
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It's better to save the £52 each year. It's probably more than you'll ever win!!
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28th February 2008, 09:42
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#20
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Saxperience Hardcore!
Join Date: Apr 2006
Location: Ashford
Posts: 25,611
Car(s): LY R26
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Sell the Saxo now before its worth naff all?
......on the other hand,
how much debt are you in?
whens it gotta be paid by / what are interest rates?
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