| Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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14th September 2006, 21:56
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#1
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Frequent Poster
Join Date: Jul 2006
Location: Haverhill, Suffolk
Posts: 529
Car(s): Saxo 1.6 VTR
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VTS Insurance
As luck would have it ive been offered a mint VTS from a friend who lost his license some time ago, its perfect Mk2 low milage and he only wants enough to pay his fine for it, so i can get a nice low price. Only thing holding me back is insurance. A quick glance on confused found the cheapest at £2500 !!
I wouldnt dream of going anything except fully comp. So im needing a good company which favours us youngans. My details:
Age: 19
License Held: 10 months
Years NCB: 1
Current insurer: Churchill (they wont insure me on a VTS untill im 21)
Thing is as i can get the car cheap i dont mind paying quite a bit more than my current insurance, like around £1800 fully comp perhaps, even tho the car is cheap £2500 seems way to high to even think about it being worth it. ideas?
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15th September 2006, 12:16
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#2
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Infrequent Poster
Join Date: Aug 2006
Location: exeter
Posts: 223
Car(s): saxo westcoast
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well i had my vts when i was nineteen with 2 yrs NCBs with elephant and i was paying £1600!
__________________
 If all else fails... persistence prevails!
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15th September 2006, 13:21
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#3
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Frequent Poster
Join Date: Jul 2006
Location: Haverhill, Suffolk
Posts: 529
Car(s): Saxo 1.6 VTR
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so i guess looking for anything below say £1700 im jus pissing into the wind ? Adrian Flux jus quoted me £1750 but they say i can get more off if i ring as its jus an estimate, so i might have ot give em a bell. Seems they are cheapest atm.
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15th September 2006, 13:57
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#4
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Infrequent Poster
Join Date: Oct 2005
Location: Plymouth United Kingdom (England)
Posts: 146
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im 19 with 2 years no claims, im with elephant and got my mum and dad on the policy and it was just over £1100.
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15th September 2006, 15:47
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#5
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Infrequent Poster
Join Date: Aug 2006
Location: exeter
Posts: 223
Car(s): saxo westcoast
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saw me coming then didnt they!!!
__________________
If all else fails... persistence prevails!
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15th September 2006, 15:55
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#6
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Frequent Poster
Join Date: Jul 2006
Location: Haverhill, Suffolk
Posts: 529
Car(s): Saxo 1.6 VTR
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oh yeh i didnt think bout that adding my parents, i hear it drops alot.
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15th September 2006, 15:56
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#7
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Frequent Poster
Join Date: Jul 2006
Location: Haverhill, Suffolk
Posts: 529
Car(s): Saxo 1.6 VTR
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hmm, girls get it easy, my GF insured a 1.4 Fiesta having jus passed her test and it only cost £500 on diamond ¬_¬
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15th September 2006, 18:36
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#8
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Saxperience Forum Bum
Join Date: Jul 2005
Location: Builth Wells
Posts: 2,757
Car(s): Rs172 106 XSI
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elephant was the cheapest for my VTS, but im a bit older
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20th September 2006, 18:44
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#9
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Saxperience Forum Bum
Join Date: Dec 2005
Location: evesham, worcs United Kingdom (England)
Posts: 3,813
Car(s): 197 cup
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im 18 with a years no claims and elephant quoted me £1689 fully comp on a vts
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Renault clio 197 cup
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20th September 2006, 19:05
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#10
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Scotland
Join Date: Jul 2005
Location: Edinburgh
Posts: 9,556
Car(s): Saxo 1.6i 16v VTS, 2 Classic Minis
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20, 0ncb, 1 claim = £977 fully comp with a 3rd party extension for other cars with bell.co.uk
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20th September 2006, 20:19
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#11
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Established Member
Join Date: Dec 2005
Location: United Kingdom (England)
Posts: 1,417
Car(s): Saxo Derrrr LMAO
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thats not bad you no id be happy if i got that as a quote but im only 18 lol and soon to get 1 years no claims 
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21st September 2006, 10:35
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#12
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Saxperience Forum Bum
Join Date: Feb 2004
Location: Kent United Kingdom (England)
Posts: 3,912
Car(s): Black Saxo VTS
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Im 19, 1 Years No Claims.
10 Month Bonus Accelarator.
£1260.00 TPFT.
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21st September 2006, 11:24
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#13
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Saxperience Forum Bum
Join Date: Mar 2004
Location: Dartford, South East London
Posts: 3,605
Car(s): Mk4 Seat Ibiza Cupra
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Some insurance companies now off No Claims bonus for named drivers aswell. So you could always register it under your parents names with you as a named driver, save yourself a bit of money and still get the no claims bonus!! Not quite sure who it is that does it though, but definetly worth looking into in my opinion
__________________
Black 2006 Mk4 Ibiza Cupra - Upper Strut Brace, Rear ARB, Recirc Valve, 6000K HIDs, DS2500 pads, EBC brakes, Boost gauge, Oil pressure gauge...for now!! |
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21st September 2006, 15:25
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#14
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Saxperience Post Whore
Join Date: Dec 2005
Location: MaDchester
Posts: 8,432
Car(s): Vts
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i know direct line give additional drivers NCB but there not the cheapest so u dont really save much
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21st September 2006, 16:00
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#15
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Saxperience Forum Bum
Join Date: Jul 2006
Location: darlington
Posts: 3,550
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Age: 19
License Held: 10 months
Years NCB: 1
Current insurer: Churchill (they wont insure me on a VTS untill im 21)
how on earth do you work out liscence held 10months yet 1 years ncb ?
when i got quoted at 19 with 1year ncb was about 1600 for fptf which is a joke and about 1800 for a 106 gti both insurance group 13/14 with the 106 gti spossidly cheaper, ended up gettin n almera gti group 14 for 950 tpft shows how much it doesnt just go down on n insurance group,
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21st September 2006, 16:11
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#16
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Scotland
Join Date: Jul 2005
Location: Edinburgh
Posts: 9,556
Car(s): Saxo 1.6i 16v VTS, 2 Classic Minis
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U get 10 month bonus accelerators?
After 10 months u get 1 year ncb?
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24th September 2006, 14:59
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#17
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Saxperience Forum Bum
Join Date: Aug 2006
Location: Ashford kent
Posts: 3,161
Car(s): PoP! bAnG! pOp! BaNg!
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age: 18
car: 2001 VTS
NCB? : 0
PRICE: 1167 TPFT
COMPANY: ADMIRAL
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24th September 2006, 15:02
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#18
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Regular Poster
Join Date: Sep 2006
Location: south shields
Posts: 450
Car(s): Saxo VTs
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i was 19 when i got mine
no no claims bonus and a crash (not at fault)
was payin £1700 my first year thru admiral,
tip put a parent on as a second driver that might take it down a bit
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24th September 2006, 15:03
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#19
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Quote:
Originally Posted by Hanuman
Age: 19
License Held: 10 months
Years NCB: 1
Current insurer: Churchill (they wont insure me on a VTS untill im 21)
how on earth do you work out liscence held 10months yet 1 years ncb ?
when i got quoted at 19 with 1year ncb was about 1600 for fptf which is a joke and about 1800 for a 106 gti both insurance group 13/14 with the 106 gti spossidly cheaper, ended up gettin n almera gti group 14 for 950 tpft shows how much it doesnt just go down on n insurance group,
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2 month insured on a provsional obviously.
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24th September 2006, 15:03
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#20
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Saxperience Post Whore
Join Date: Jul 2005
Location: North east
Posts: 6,123
Car(s): Type-r
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Quote:
Originally Posted by sean_rae
tip put a parent on as a second driver that might take it down a bit
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yeah ,i put my dad as a second driver on my car and it took it down about 50quid,fook knows why but i didn't complain
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