Bell...I'm Impressed! - Saxperience

Luke · 10th April 2007, 21:00

Insurance is up for renewal on 1st May so decided to phone up a few places.

Phoned up AA and they won't touch until I am 25 because the car is lowered. So I decided to phone 'Bell' and get an insurance quote.

On there policy called 'Flexi-Bell' they quoted me £1,138 fully comp. That includes Windscreen Cover, Legal Cover and I'm covered to drive ANY car 3rd party BUT the excess is higher. I have declared all mods, car is garaged, 3,000 miles a year (will be from now on), CAT1 Alarm & Immobiliser, £3500 car value and 2 named drivers.

Impressed to say the least

Payney · 10th April 2007, 21:25

That's pretty good, how old are you?

Luke · 10th April 2007, 21:39

I'm 19 mate.

That is with having my driving licence for 2 years and 2 years NCB.

Payney · 10th April 2007, 21:44

Ah that's why, wondering why it was cheap for you, as i'm 18, but i havn't earned any NCB points yet lol...

Barry123 · 10th April 2007, 22:03

miles better man good work. now haggle them lower.

Luke · 10th April 2007, 22:12

I think I will when I ring them up to confirm I'll be having it. Any tips?

I'm currently paying £1,956 on a 10 month policy so to go to £1,138 on a 12 month policy and 3rd party cover - that's pretty smart.

Barry123 · 10th April 2007, 22:19

sure, go check out the prices from the others with the admiral group... so admiral and elephant.
try and search of a couple of other places and see if you get similar if you can then ring them up. dont mentio your previous internet quote... go through the details and that wait for the quote. then ummm and ahhh when they give you the cost.

when i did mine i said I'd found a slightly cheaper quote elsewhere and that I'd spoken to the company, gave them an insurance company that first came into my head and gave a not too unrealistic figure lol. the women said she would ring me back in an hour... 30mins later she said 'this is the absolute lowest i can go blah blah'. So i decided not to push it and accepted it.

it sounds a lot but its worth it.

Payney · 10th April 2007, 22:20

The cheapest i've found was Quinn Direct, but i aint looked into alot of insurers, the deal you have there sounds good to me though.

dannyjay · 10th April 2007, 22:21

Have you tried brentacre? I'm with them, they will beat any quote, so I'm pretty sure they will beat that one if you tell them what you got.

Please just ring them before you buy your insurance, i beg of you.

dannyjay · 10th April 2007, 22:22

There contact details are on here; http://www.brentacre.co.uk/

Luke · 10th April 2007, 22:24

Quote:

Originally Posted by adsayer

sure, go check out the prices from the others with the admiral group... so admiral and elephant.
try and search of a couple of other places and see if you get similar if you can then ring them up. dont mentio your previous internet quote... go through the details and that wait for the quote. then ummm and ahhh when they give you the cost.

when i did mine i said I'd found a slightly cheaper quote elsewhere and that I'd spoken to the company, gave them an insurance company that first came into my head and gave a not too unrealistic figure lol. the women said she would ring me back in an hour... 30mins later she said 'this is the absolute lowest i can go blah blah'. So i decided not to push it and accepted it.

it sounds a lot but its worth it.

Admiral was cheaper by about £30 but couldn't offer me 3rd party cover. I'm already with Elephant, so I am waiting on my renewal but on a new quote it's about £1,400 so quite expensive really.

Thanks for advice though, I'll keep trying tomorrow.

Quote:

Originally Posted by dannyjay

Have you tried brentacre? I'm with them, they will beat any quote, so I'm pretty sure they will beat that one if you tell them what you got.

Please just ring them before you buy your insurance, i beg of you.

I rang them up about 7.30 tonight mate, but they were shut so I will try tomorrow.

I can't see them beating that one for some reason.

Luke · 11th April 2007, 21:23

I'm ringing up Brentacre tomorrow for a quote.

I got my renewal through today for Elephant, £1,398 FC so I rang them and managed to get it down to £1,159 on a 10 MONTH policy so I won't be going with them.

Payney · 11th April 2007, 21:25

Let me know what Brentacre say please mate...I'm looking for the cheapest company too for my silver vts

Luke · 11th April 2007, 21:29

I'm still trying yeah, I'll let you know tomorrow evening on this thread.

Got some haggling to do.

Payney · 11th April 2007, 21:29

Haha, cheers dude

Luke · 12th April 2007, 21:20

I tried Brentacre today and because my Elephant policy is a '10 Month Bonus Policy' they will NOT accept that a 1yrs NCB so I told them I won't even bother with a quote.

Looks like I am going with Bell.

Payney · 12th April 2007, 21:24

Fair play...They must be a bunch of tossers then

dannyjay · 16th April 2007, 19:04

Quote:

Originally Posted by AnthonyVTS

Fair play...They must be a bunch of tossers then

There not actualy, you can't get fairer than them. It's a very personal service, and I agree with them I wouldn't accept Accelerated NCB as 1NCB.

Companys like Bell for example, do it so they trap you into staying with there grouped companies!

Hopcraft · 18th April 2007, 00:00

darn groupies, lol

nah thats a good quote luke, specially that you can drive any car under 3rd party.

hopefully i will get a quote like that, but i havnt got 2 yrs ncb, i got 2yrs drivers ncb, wonder how much difference it would make.

James · 18th April 2007, 01:08

Quote:

Originally Posted by dannyjay

There not actualy, you can't get fairer than them. It's a very personal service, and I agree with them I wouldn't accept Accelerated NCB as 1NCB.

Companys like Bell for example, do it so they trap you into staying with there grouped companies!

Quinn accepted my 10 month nc.