good point...
I still think its a good idea as the amount of times I jump into the general chat section and I'm presented by the subject 'Insurance' or 'How much do you pay in insurance?'
Out of all the posts this subject is most repetitive, regardless of what the original question actually posed people nearly always post back with how much they are paying, so much so that i can now recall what at least five people are currently paying to insure their car
Of course it is a fairly important subject for all the users on this site as generally the avg. age of the members is relatively low and thus find insurance expensive which means searching and carrying out initial research for a decent quote is all the more important
Thus the insurance threads can be collected together to aid searches, sadly some people title their insurance threads with 'is this good?' etc which is unlikely to be pulled up in a search which could be missed which would be shame in the unlikely event it contained anything different from all the other threads.
Also while i'm gibbering on, I did put up an insurance post the other day and im very sorry
In fact a prime example of this is the current insurance thread in general chat:
http://www.saxperience.com/forum/showthread.php?t=39858
The lad asked what is the average price for a 1.1 at 17 years old, and we get a person replying with quotes for a VTR at 20 with 5 points, which bares no resemblence to the question asked - useful
And yes there will be an average quote for a 17 year old on a 1.1 on his insurance, he wont be getting quotes of £500 it'll be nearer £1500, their will be a lower limit to his quote and a realistic upper limit to his quote depending on area.
So to conclude I think an insurance forum would be very useful
sorry for droning on