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24th October 2007, 18:48
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#1
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Saxperience Forum Bum
Join Date: Jul 2007
Location: Sussex
Posts: 3,891
Car(s): 2x 106 GTi
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Is there.....
Any "mods" you can do on a car without having to involve the insurance co. e.g debadging the boot. Do they regard that as a modification? Just thought I'd ask this cos I found out I'm not really allowed to modify my car on my current insurance policy but I'm desperate to modify my saxo. Any info/ideas much appreciated 
Cheers, Rob 
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24th October 2007, 18:54
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#2
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Established Member
Join Date: Jan 2007
Posts: 1,729
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Any modification from standard should in theory be declared. It would be worth speaking with your insurers to see if there is a level of modification allowed.
V.
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24th October 2007, 19:02
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#3
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Frequent Poster
Join Date: Aug 2004
Posts: 786
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Quote:
Originally Posted by vidal
Any modification from standard should in theory be declared. It would be worth speaking with your insurers to see if there is a level of modification allowed.
V.
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yep as above matey tbh..
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24th October 2007, 19:05
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#4
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Saxperience Forum Bum
Join Date: Oct 2005
Location: North Yorkshire
Posts: 4,014
Car(s): Audi A4
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You could hang a Magic Tree air freshener off the interior mirror.....I'm pretty sure that woud be allowed. 
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24th October 2007, 19:05
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#5
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Saxperience Hardcore!
Join Date: Mar 2007
Location: Powys
Posts: 15,348
Car(s): Icelandtic Grey Citroen Saxo VTS 53 Turbo
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got to declare everything which is different from standard to the body work, suspension, brakes, engine, lights, exhausts, top and lower strut braces, alloy wheels and sound system.
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24th October 2007, 19:37
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#6
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Infrequent Poster
Join Date: Sep 2007
Posts: 125
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Quote:
Originally Posted by saxoboy07
got to declare everything which is different from standard to the body work, suspension, brakes, engine, lights, exhausts, top and lower strut braces, alloy wheels and sound system.
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incorrect.
different companies will demand to know about different things
the likes of quinn only worry about performance enhansing and engine mods however zurich will need to know about everything ( and let you have none of them!!)
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24th October 2007, 20:02
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#7
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Saxperience Hardcore!
Join Date: Mar 2007
Location: Powys
Posts: 15,348
Car(s): Icelandtic Grey Citroen Saxo VTS 53 Turbo
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Quote:
Originally Posted by Chris_Mac
incorrect.
different companies will demand to know about different things
the likes of quinn only worry about performance enhansing and engine mods however zurich will need to know about everything ( and let you have none of them!!)
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thanks for that mate wasn't sure on what mods you could have i'm with quinn and think there good with mods
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24th October 2007, 21:13
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#8
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Saxperience Forum Bum
Join Date: Jul 2007
Location: Sussex
Posts: 3,891
Car(s): 2x 106 GTi
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Quote:
Originally Posted by potatopete
You could hang a Magic Tree air freshener off the interior mirror.....I'm pretty sure that woud be allowed. |
Already got one lol it's a green one called forest fresh
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24th October 2007, 21:17
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#9
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Saxperience Forum Bum
Join Date: Jul 2007
Location: Sussex
Posts: 3,891
Car(s): 2x 106 GTi
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Suppose I'll just have to wait til next year for renewal time and then go with someone like Adrian Flux who specialise in modded cars. Just got to wait til I'm 19 as this is the min. age with some insurers. Cheers guys for your help
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24th October 2007, 22:49
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#10
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Established Member
Join Date: Oct 2006
Location: birmingham
Posts: 1,563
Car(s): vtr mk1, clio 172
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i found it was 19 too with adrian flux but they assured me they would quote a good price then.
gotta wait another 8 months or so to see if i get that quote. ill be 19 with a uears ncb hopefully then so should be ok.
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172 is here!
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25th October 2007, 17:19
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#11
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Established Member
Join Date: Aug 2007
Location: South Wales
Posts: 2,076
Car(s): Saxoless
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some sites you can make whatever mods you like as long as it doesn't better the performance
Last edited by nazz1; 25th October 2007 at 17:19.
Reason: I'm a mong and cant spell
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27th October 2007, 18:08
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#12
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Saxperience Post Whore
Join Date: Feb 2007
Posts: 5,362
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Tell them. If you do need to claim your insurance may be invalid and apparently you can be done for driving without valid insurance!! It's not worth it to not tell them. Just wait until it's renewal time and change company if they really won't allow mods
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28th October 2007, 23:11
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#13
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Saxperience Hardcore!
Join Date: Dec 2005
Location: Bradford
Posts: 26,687
Car(s): '15 Focus ST-2
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Who are you with now mate?
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29th October 2007, 11:56
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#14
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Saxperience Forum Bum
Join Date: Jul 2007
Location: Sussex
Posts: 3,891
Car(s): 2x 106 GTi
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Quote:
Originally Posted by Luke
Who are you with now mate?
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Zurich 
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29th October 2007, 12:14
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#15
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Saxperience Hardcore!
Join Date: Mar 2007
Location: Powys
Posts: 15,348
Car(s): Icelandtic Grey Citroen Saxo VTS 53 Turbo
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Quote:
Originally Posted by Rob1
Zurich |
zurich ain't very good insurance companny for mods i was with them for a bit on my furio then changed to quinn.
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