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Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc.

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Old 30th November 2010, 01:27   #1
rob_s
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Default whos got a traders insurance policy?

well il be 21 in a couple of weeks and found a few comanies that will take me at 21 still

but just woundering what companies people are with your age? and how much are you paying?

reason being i have 2 cars and want to be able to drive both and have the flexablilty of useing others aswell!

eg i need to use my dads van to move some stuff! it would cost me £60 for 3 days! and other bits n bobs aswel
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Old 30th November 2010, 01:29   #2
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Welcome to the insurance section.... oh wait

Im with admirial at 20 paying 1100...
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Old 30th November 2010, 02:23   #3
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If you aren't in the trade, don't bother, Cops can pull you and ask for proof your in the trade, (they clamping down on trader policy's) had my policy 4 months been pulled twice and asked for proof.
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Old 30th November 2010, 04:21   #4
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yea iv just been reading up on this

but i do want to start buying written off cars and repairing them again though but il probs just wait til that time comes

and sorry completly forgot about insurance section doh!!
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Old 30th November 2010, 15:25   #5
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Originally Posted by Jason0186 View Post
If you aren't in the trade, don't bother, Cops can pull you and ask for proof your in the trade, (they clamping down on trader policy's) had my policy 4 months been pulled twice and asked for proof.
never heard of that tbh. ive had mines for nearly 3 years and never been stopped ever. had the police behind me many times and not had a problem.
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Old 30th November 2010, 15:29   #6
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pretty sure most require u to be using over 20 or so cars.

lad at work has it but he buys and sells cars so can only just get away with it!
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Old 30th November 2010, 17:37   #7
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no requirement to buy and sell cars at all, had my traders for 10 years and never heard of that one lol. police are clamping down on traders policies as loads of so called traders are buying performance cars and running them around on trade insurance , my policy costs approx 700 pa TPFT, with DNA Insurance
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Old 30th November 2010, 19:22   #8
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You can get some trade policies for enthusiasts I found somewhere when I was looking into it for future.
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Old 30th November 2010, 19:43   #9
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my dads is 530 for my mum and dad fully comp with mma insunrance
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Old 30th November 2010, 20:02   #10
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Why do you think you need traders? Surely you just need a policy with cover on other cars
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Old 2nd December 2010, 00:06   #11
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Originally Posted by mandyslover70 View Post
no requirement to buy and sell cars at all, had my traders for 10 years and never heard of that one lol. police are clamping down on traders policies as loads of so called traders are buying performance cars and running them around on trade insurance , my policy costs approx 700 pa TPFT, with DNA Insurance
Thats what the cops said to me, we have a big problem with it round here. So cops are stopping everyone to check. Apparently the main problem come in the event of a claim (as we know how insurers love paying out) if you cant prove you in trade they can void your policy saying you lied to obtain insurance same as if you have points and dont tell them.
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Old 3rd December 2010, 18:28   #12
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alot of people do this, you can just knock up a few reciepts for car sales as proof as you dont need a vat business etc.. im tempted as i want the ability to jump in any car again, used to love being with quinn
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