Fronting....my opinion on it!

[GolfJay]

I'll be TOTALLY honest in this post.

When I was 17 my parents insured MY car in their names with me as an additional driver. At the time I did NOT know this was "Fronting" or Illegal!

Unfortunately I did have abit of a bump and guess what, not insured. After explaining what was a GENUINE mistake and misunderstanding, the insurance company did not press charges although I did end up paying over £1,000 for repairs to my car and the third party vehicle.

Again, genuine mistake.

One of the other questions used to catch people fronting is the "How many vehicles in your household" 3 cars in a house with 3 people? What does that look like...?

Personally, if I knew someone was fronting I'd report it. They are not insured and shouldn't be on the road!

[SAM-S44MDS-]

Originally Posted by SaxoJay88

I'll be TOTALLY honest in this post.

When I was 17 my parents insured MY car in their names with me as an additional driver. At the time I did NOT know this was "Fronting" or Illegal!

Unfortunately I did have abit of a bump and guess what, not insured. After explaining what was a GENUINE mistake and misunderstanding, the insurance company did not press charges although I did end up paying over £1,000 for repairs to my car and the third party vehicle.

Again, genuine mistake.

One of the other questions used to catch people fronting is the "How many vehicles in your household" 3 cars in a house with 3 people? What does that look like...?
Personally, if I knew someone was fronting I'd report it. They are not insured and shouldn't be on the road!

You make that sound like 3 cars in a house with 3 people is odd. How is it? There are 6 vehicles registered at my house....with 4 people living there. So what you getting at?

Btw, how do you fit 3 cars in a house?

[GolfJay]

Originally Posted by SAM-S44MDS-

You make that sound like 3 cars in a house with 3 people is odd. How is it? There are 6 vehicles registered at my house....with 4 people living there. So what you getting at?

Btw, how do you fit 3 cars in a house?

No mate, not what I'm saying lol MOST people only have one car each. Sure some people have more but the majority of people have one each.

I'm only passing on what I was told by the insurance company.

[SAM-S44MDS-]

Ok no worries, its just you put 'another way they find out is ask "how many cars in your household"?' 3 cars with a house with 3 people, what does that look like?'
That makes it sound like you are saying someone in the hosue must be fronting

[Sophie123]

Originally Posted by SAM-S44MDS-

Ok no worries, its just you put 'another way they find out is ask "how many cars in your household"?' 3 cars with a house with 3 people, what does that look like?'
That makes it sound like you are saying someone in the hosue must be fronting

I think what he is trying to say is that if there are 3 people living in a house and 3 cars kept there, and the insurance policies are 2 in 1 parents name, 1 in the other, the chances are the 3rd person is driving 1 of the 2 cars insured by one parent more than the parent is?

[GolfJay]

Originally Posted by Sophie123

I think what he is trying to say is that if there are 3 people living in a house and 3 cars kept there, and the insurance policies are 2 in 1 parents name, 1 in the other, the chances are the 3rd person is driving 1 of the 2 cars insured by one parent more than the parent is?

There you go ^ I'm obviously too stupid to put it that way lol Thanks Sophie!

[SAM-S44MDS-]

Originally Posted by Sophie123

I think what he is trying to say is that if there are 3 people living in a house and 3 cars kept there, and the insurance policies are 2 in 1 parents name, 1 in the other, the chances are the 3rd person is driving 1 of the 2 cars insured by one parent more than the parent is?

I know what he ment, I was just being awkward

It just wasnt plain & clear as to what he was getting at. I have 2 policies both are my own etc, just the way he said it made it sound like that was the case for ALL if you know what I mean

[Scozzyb]

I lol'd reading this XD
The reason insurance companies charge so much is because they can and people just take it like bitches saying "well we have to pay it" it's the insurance companies fault that so many people front and that so many people "wern't" insured, they look for a reason not to pay if they can, my bike instuctor knew someone with a modded scooby, the lad put down all the mods he thought were on the car but unfortunaly he had a fire the car was detroyed and they didn't pay out because he didn't have the crome fuse cover down on the list of mods, bit of a piss take I thought considering everything else was listed and it was a genuine mistake. If you put a sticker on the side of the car from a tuning manufactorer even if the car isn't modded your insurance is invalid.

I agree that people shouldn't front but there's no reason that people shouldn't be restricted for a period of time after passing your test, if you pass your bike test on a 125 your only allowed to ride a bike with 33 bhp for the first two years then after that your allowed to ride anything, something like this would help reduce fronting as they wouldn't be allowed to drive more powerfull cars.
At the end of the day it's the insurance companies ripping us off and nobody else.
And as for "more of the threat" and "showing off" crap I'm 22 and own a 600cc motorbike capable of 150 mph and 60 mph in a few seconds, surely my car insurance should be pennies compared to being 1 grand more expensive than my bike insurance 0.o as there is no point in me trying to show off in a car :/