Brother can't get quote under 4k wtf :S

[j_a_lyons]

I'm 21 and a named driver with my dad first driver on direct line and its only costing £900 a year for a furio. When I got my first car which was a clio it was only £800 a year when I was 18.

With my brother they wont let him be a named driver with my mum first driver on direct line and I can't find a quote anywhere else below 4k a year for him and its only a corsa C 1.2 comfort. Anyone know anywhere cheaper? Any ideas? He doesn't rly wanna pay much more than 2k a year. Thanks

[crabzy]

he will strugle . it been on the news that 17year olds for there first car is an average of £3500 on there first car .

[j_a_lyons]

He's 18 aswell tho surely shud b cheaper

[lwigmore]

Exactly, maybe try getting a 1.0 litre instead?? Should be a tiny bit cheaper than a 1.2

[Marky_C]

So you're fronting and you wanted your brother to front aswell.

[j_a_lyons]

no because my dad owns the car on the documents and he drives it aswell

[Marky_C]

He drives the car aswell? Like day to day?

Aslong as he is the owner on V5 insurers can't prove that it is fronted no matter how obvious it is.

[j_a_lyons]

not day to day and yh he's the owner on the v5

[outrage_uk]

Get the lad as a named driver on your mum's policy and be done with it!

Board of hearing people on here talking about all this fronting bollocks recently

There is apparently a new term of 'cunting' by insurance companies - that is where they rip you off by charging thousands and making it as hard as possible to pay you out - no matter how truthfull you are.

You need to get it at a realistic price - that is less than about £1000. If no company will do that then the only realistic option is to add him as a named driver. End of.

[j_a_lyons]

lol well said mate! The only problem is direct line told us they won't insure him think my mum must hav given away the fact he'd drive it more! But we cud still technically just purchase the £1900 a year quote online but not sure wot they'd do about it because of the phone conversation. Sounds expensive but compared to other quotes its not too bad and we'd take it. Fucking ridiculous this tbh.

Originally Posted by outrage_uk

Get the lad as a named driver on your mum's policy and be done with it!

Board of hearing people on here talking about all this fronting bollocks recently

There is apparently a new term of 'cunting' by insurance companies - that is where they rip you off by charging thousands and making it as hard as possible to pay you out - no matter how truthfull you are.

You need to get it at a realistic price - that is less than about £1000. If no company will do that then the only realistic option is to add him as a named driver. End of.

[Marky_C]

If no one fronted all young drivers insurance would be cheaper, Fact!

[outrage_uk]

I know what your saying mate but we are talking thousands of pounds here. Its hard enough trying to pay for fuel and tax and everything else that goes with running cars..

I know everyone will turn round and say if you can't afford insurance then catch a bus, but that just aint gunna happen.

For some people no car = no job. No job means more dole dossers. More dole dossers means more Jeremy Kyle. Enough said.

Cant you just move your mum from Direct Line? Do a few quotes on Go Compare etc, then GO DIRECT FOR A QUOTE ON THE CHEAPESTS' OWN WEBSITE.

Do you know what model of Corsa C it is mate cos the insurance group ranges loads on different models...

1.2 Breeze 3d = Group 4
1.2 Energy 3d = Group 7
1.2 Sxi (Dual Fuel) 3d = Group 9

Big differences

[outrage_uk]

Oh sorry you've said, Comfort. Well I make that Group 5. On a 'fronted' policy you should be getting that for less than a grand. On a 'cunted' policy maybe 4k is 'reasonable' ?

[j_a_lyons]

Yh 6 grand a year is just not affordable! They do named driver no claims and my parents r insured on each others cars so my dad moved his named driver no claims to my saxo and got me cheap insurance. So my idea was do the same with my mums to my brothers car. We got a quote for 2 grand a year which is cheap compared to others believe it or not. Then we phoned up to see if we cud get any other bonuses and the guy was being a cunt saying we can't do that even tho the guy that did mine over the phone over a year ago was telling us its the cheapest way. We didn't want to say we're already doing it because they might try and cancel mine and my dads! If my mum moved to another company its still ridiculously expensive.

[j_a_lyons]

o its the comfort 1.2 16v model i believe it was an insurance group 2 but I've heard theyre changing them all

[j_a_lyons]

Its still comming up at about 5k i'll try a few more insurers.

Originally Posted by outrage_uk

Oh sorry you've said, Comfort. Well I make that Group 5. On a 'fronted' policy you should be getting that for less than a grand. On a 'cunted' policy maybe 4k is 'reasonable' ?

[outrage_uk]

thats still no good really. I think Comfort is Group 5?

PM your mums year of birth and first part of your postcode buddy i will try a few quotes for ya.. im in an insurance mood, mines due for renewal tonight and ive almost managed to halve it while still been covered on the scooooby dooo

[Junaid]

when i was 17 i was paying £400 on the furio then £600 vtr now £1200 and now im 20
insurance is getting expensive every year theres not much you can do, just tell him to get a bike and wait till he's old enough

[BazzaC]

Originally Posted by outrage_uk

thats still no good really. I think Comfort is Group 5?

PM your mums year of birth and first part of your postcode buddy i will try a few quotes for ya.. im in an insurance mood, mines due for renewal tonight and ive almost managed to halve it while still been covered on the scooooby dooo

I am sat here wondering if your insurance is even valid to be honest.

You say insurers are ripping people off, but if someone said to you, cover that 17 year old, they just passed their test and if they crash, you have to pay out for any injuries + damages. I bet you would tell em to f*ck off to be honest lol.

Also, your in Manchester, insurance premiums will be higher there. Try adding parents as named drivers, do pass plus etc etc...

[shannon-ob]

direct line dont insure til 18... (some companies also have this :/)
im on my dads insurance with quinn on the vtr (98bhp model)
thats £680...