iphone insurance - Saxperience

chris_ph2 · 7th July 2010, 18:53

got a 3gs and could do with insuring it asap

phones4u offer it @ £11.99 per month. or should i go with someone else?

who should/shouldn't i go with?

cheers, chris

dannyboy2005 · 7th July 2010, 18:54

Someone else

dannyboy2005 · 7th July 2010, 18:55

Phones 4 U use there insurance company called 'Premier Plan, Policy Admin Services' which i am with.

Service is awful and i pay £9.99 for a Nokia 5800 XPress Music

Shop Around

RhysVTS · 7th July 2010, 18:58

I haven't insured my iPhone for the simple reason that I don't find the money justifies the likelihood of me damaging or breaking it. You could pay over £200 throughout the contract on insurance without it being required.

dannyboy2005 · 7th July 2010, 19:00

True^^

Insurance companies = WIN!

Penn · 7th July 2010, 19:05

I pay £40 every 4 months with carphone warehouse on my iPhone. Covers absolutely everything, even the calls someone makes if the phone is stolen.

RAFkev · 7th July 2010, 19:05

I have just got an iPhone 4 and o2 wanted 15 quid to insure it whereas any other phone is only 6 quid!

I have an advantage gold account with Natwest which costs me 12 a month. This has loads of benefits such as green flag breakdown cover and phone insurance and much more. Winner.

chris_ph2 · 7th July 2010, 19:15

Quote:

Originally Posted by RhysVTS

I haven't insured my iPhone for the simple reason that I don't find the money justifies the likelihood of me damaging or breaking it. You could pay over £200 throughout the contract on insurance without it being required.

i know mate that's what i was thinking. but at the same time something could happen in the first month and you're out a lot more money! few people i know have cracked the screen. easy happens if you drop it. worth insuring it for peace of mind i reckon

Quote:

Today 19:05
Penn I pay £40 every 4 months with carphone warehouse on my iPhone. Covers absolutely everything, even the calls someone makes if the phone is stolen.

had a look round the internet and read some bad things about geek squad insurance. loads of people saying they're crap!

Quote:

Today 19:05
RAFkev iphone insurance

--------------------------------------------------------------------------------
I have just got an iPhone 4 and o2 wanted 15 quid to insure it whereas any other phone is only 6 quid!

I have an advantage gold account with Natwest which costs me 12 a month. This has loads of benefits such as green flag breakdown cover and phone insurance and much more. Winner.

sounds good mate i might have a look into that. although i do already have breakdown cover and just want some cheap insurance which covers everything!

Chico999 · 7th July 2010, 19:21

Bank of scotland ultimate reward account

£12.50 a month, and £5 back if you put in over a grand a month

Phone insurance, travel insurance, RAC breakdown etc...

Penn · 7th July 2010, 19:30

Quote:

Originally Posted by chris_ph2

had a look round the internet and read some bad things about geek squad insurance. loads of people saying they're crap!

It's not geek squad insurance, I took the policy out long before geek squad arrived in this country and can transfer the policy to any other handset i buy

TipTopTom · 8th July 2010, 10:40

Quote:

Originally Posted by Chico999

Bank of scotland ultimate reward account

£12.50 a month, and £5 back if you put in over a grand a month

Phone insurance, travel insurance, RAC breakdown etc...

lloyds do this for £7.99.

My friend broke my iphone the other day. Had it 5 months and it was immaculate. He got out the sax with it on his lap and it shattered on the road D:

EDIT : My EX friend

chris_ph2 · 9th July 2010, 00:01

Quote:

Originally Posted by Penn

It's not geek squad insurance, I took the policy out long before geek squad arrived in this country and can transfer the policy to any other handset i buy

ah right fair enough mate sounds good

chris_ph2 · 9th July 2010, 00:03

Quote:

Originally Posted by Chico999

Bank of scotland ultimate reward account

£12.50 a month, and £5 back if you put in over a grand a month

Phone insurance, travel insurance, RAC breakdown etc...

just been in halifax today, they do same thing

£12.50 per month and £5 back if you put in over a grand a month

covers iphone or any phone up to the value of 2 grand, theft, accidental damage, water damage etc etc, £30 excess

includes travel insurance, aa breakdown cover, loads of other stuff

sounds a good deal, might have to go with that what u reckon?

Rogue_Shadow · 9th July 2010, 00:08

I think I would take the Halifax option if I got an iphone.
All it needs is to click the upgrade button on the account lol. Completely forgot about it and never thought I would ever need any of the extras.
Seems a good deal now

Chris_Mcfc · 9th July 2010, 18:12

Halifax is the one..

Mine was water damaged so they sent me £440 for a new one (cheque)

Rogue_Shadow · 9th July 2010, 18:59

Awesome!

Lacey_106 · 9th July 2010, 19:03

I know I'll break mine so I insured it for £10 a month with O2's affiliated insurers.

chris_ph2 · 10th July 2010, 14:16

Quote:

Originally Posted by Chris_Mcfc

Halifax is the one..

Mine was water damaged so they sent me £440 for a new one (cheque)

mint! thanks mate. good to know they will actually pay out if something happens. probably set that up monday then

Quote:

Yesterday 19:03
Lacey_106 I know I'll break mine so I insured it for £10 a month with O2's affiliated insurers.

had a look and o2 insurance is £15pm, unless you mean someone else? or is it £10 because you've had it a while?

sam_colbear · 10th July 2010, 14:24

£5 a month with barclays addition active account also includes credit and debit card protection as well as driving licence and passport.

Stefan · 10th July 2010, 17:07

Quote:

Originally Posted by sam_colbear

£5 a month with barclays addition active account also includes credit and debit card protection as well as driving licence and passport.

this