| Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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19th March 2009, 16:48
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#1
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Saxperience Forum Bum
Join Date: Jan 2009
Location: Surrey
Posts: 2,608
Car(s): 200sx s14a
mark 1 vts
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does this effect your insurance?
if you paint standard parts, like smoking lights or refurbing wheels does that count as a modification in the eyes of the insurance peeps? there just standard parts after all but a different colour lol.
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19th March 2009, 16:57
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#2
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Regular Poster
Join Date: Mar 2009
Location: Torcross, Devon
Posts: 306
Car(s): Saxo 1.1 '51'
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i should not think so... as far as they are concerned they are standard parts  dint tell them anything if u cna get away with it....
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19th March 2009, 17:02
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#3
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Saxperience Forum Bum
Join Date: Jan 2009
Location: Stourbridge
Posts: 3,996
Car(s): Vauxhall corsa 1.2
Saxo 1.6 vtr
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Wouldn't of thought so mate, check your policy and how its worded, mine says any mods must be declared if they improve performance speed or acceleration so i wouldnt mention anything, but worst comes to worst mention it
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19th March 2009, 19:46
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#4
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Established Member
Join Date: Aug 2008
Location: Surrey
Posts: 1,326
Car(s): 05 Mini Cooper S
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yeah my policy classes a modification as "something that enhances the performance of the car"
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19th March 2009, 21:06
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#5
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Saxperience Forum Bum
Join Date: Jun 2006
Location: Swansea
Posts: 4,946
Car(s): Bianca White Peugeot 106 S2 Rallye,
Saxo VTS
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My policy also includes anything cosmetic.
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19th March 2009, 21:59
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#6
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L-plater
Join Date: Jul 2008
Location: Woking
Posts: 57
Car(s): VTS Turbod Conversion
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shudnt do but my mate got told his insurance was invalid because he changed the center caps on his car stupid stuff really just check see how ur insurance is worded
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19th March 2009, 22:03
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#7
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Saxperience Forum Bum
Join Date: Jun 2006
Location: Swansea
Posts: 4,946
Car(s): Bianca White Peugeot 106 S2 Rallye,
Saxo VTS
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Phone them up and check mate. They may not charge you any extra for it anyway but may refuse to pay out if you have an accident and haven't declared them.
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19th March 2009, 22:07
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#8
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Saxperience Addict
Join Date: Oct 2008
Location: Plymouth, Fiddling - under a two poster ramp
Posts: 14,064
Car(s): Audi
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cosmetics - includes, body kits, spoilers, head / tail lights, alloys *after market*
performance - well anything, brakes, roll cage, harnsess, exhaust, induction, suspension - shocks / coilys / springs...
colour you can do waht ever you like, but if you change the majourity of the colour you have to declair it on the registration... if its a full paintjob, some kind of pearl, flip, fancy doodle lol then you can insure it, but aslong as its registered its ok.
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20th March 2009, 10:51
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#9
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Frequent Poster
Join Date: Feb 2009
Location: Liverpool
Posts: 560
Car(s): Mk2 Vtr, Vauxhall Astra 1.9i, Fiesta ST
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On my policy with Direct line, you have to tell them but it costs nothing... and your parts will be replaced like for like...
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