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Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc.

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Old 30th November 2011, 19:16   #1
bobthebuilder
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Old 30th November 2011, 19:17   #2
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Everyone does that, go for it
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Old 30th November 2011, 19:18   #3
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Old 30th November 2011, 21:02   #4
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its a loop hole... if youve just bought a car your more likely to have a bump in it then you would in a car your used to and have had for say 5 years... doesnt mean you werent learning for 5 years in this car..

but just got to think..you put that and your not old enough to have done that...then the company catches on and cancels your insurance without informing you...becasue they do that. you get cuaght and your fucked!

aswell as get caught any otherway and your fucked
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Old 30th November 2011, 22:28   #5
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fucking hell! did a quote on a vts, i said i bought the car in may 2011 and it was 4800
changed it to september 2007 went down to 3400

but can i ask if you did do that, do you have to provied the insurers with documentation of when you bought the car? my dad sorted my insurance out for me ( im paying him back every month for the insurance before anyone jumps in) and he's out atm so cant ask him
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Old 30th November 2011, 22:31   #6
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No they won't check.

If you crash however and they can prove you didn't, you won't get paid.
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Old 30th November 2011, 22:33   #7
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hmmmmm

cheers
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Old 30th November 2011, 22:46   #8
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Old 30th November 2011, 22:49   #9
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If you crashed - why would they ask "prove when you brought this car"?

You could just say it's been lying in the garage for years and you've been doing it up year by year ready for your 17th or whenever you get insured as you've had a keen interest in cars since you was young? Or could you not say your dads owned it for 5 years? Eitherway I've put 2010 as the purchase date, as it saves me 300 odd quid lol

because theyll do anything not to pay out, and when the look into the details when processing your payout....after youve given the car up to them

then will see on the v5 the date you purchased the car!
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Old 30th November 2011, 22:52   #10
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Old 30th November 2011, 22:53   #11
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Old 30th November 2011, 23:34   #12
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saxo's are a joke to insure, im 24 drive a 2.3 audi cab with 5 yrs no claims,the audi does 28mpg and im doing 70mile a day round trip so i have looked into having a 1.4 furio i save £17 a month on insurance ???
How the hell they work insurance i dont know!
good luck mate.
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Old 30th November 2011, 23:44   #13
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Old 30th November 2011, 23:47   #14
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Post codes mate fuckin killer, Put my aunties postcode in scotland where I am atm, its 1500, put my birmingham postcode in, its over £3000..
its a joke mate,i had a 1300 suzuki hayabusa motorbike £500 to insure with 1 year's ncb the saxo is £750?????
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Old 30th November 2011, 23:50   #15
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Old 1st December 2011, 08:11   #16
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It's a grey area this one because they ask 'How long have you owned the car'

The log bog is not proof of ownership, you could of owned it for 10 years and only just changed the log book for all they know.

Your parents could have bought the car before you could drive

I wouldn't lie on my policy simply because mine is cheap anyway but if you want to take the risk then it's upto you...
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Old 1st December 2011, 13:41   #17
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Old 1st December 2011, 13:46   #18
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Old 1st December 2011, 17:41   #19
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Old 1st December 2011, 17:47   #20
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