Insurance - Saxperience

Carlvtr88 · 18th July 2014, 10:04

Converted my current policy to the Focus ST. Now i need a fresh policy at the end of the month.

Best quote i've had with the misses on the policy is £714 from Diamond fully Comp, CC, windscreen cover legal cover etc. However I've heard this company is crap ?

Any experiences with them ?

Next best was Elephant a few quid more expensive.

Tried Adrian Flux - too expensive. I think my postcode is a red alert on their system or something. I've never had a competitive quote !

Brettles1986 · 18th July 2014, 10:06

Quote:

Originally Posted by Carlvtr88

Tried Adrian Flux - too expensive. I think my postcode is a red alert on their system or something. I've never had a competitive quote !

Birmingham ... enough said.

Mixed reviews here:

https://www.moneysupermarket.com/mot...eview=1&Page=2

D4MJT · 18th July 2014, 10:09

It's basically because you live in Beirut dude.

I'm with Adrian Flux, unreal quote. But then I live in a field on a hill.

Ross^p · 18th July 2014, 10:33

Quote:

Originally Posted by D4MJT

It's basically because you live in Beirut dude.

I'm with Adrian Flux, unreal quote. But then I live in a field on a hill.

Ditto. Postcode is everything. I'm old I grant you, but £350 for a £10k 500bhp 106, and £300 for a £20k RS4...

http://www.motorcarinsuranceuk.co.uk...de-ratings.php

B1 - B21 postcodes are so bad they're a "refer to insurer". Lol.

Carlvtr88 · 18th July 2014, 11:07

I'm none of those postcodes. In fact my area is actually decent and quiet all things considered. EDIT: Sorry i meant, I am Birmingham but not B1 - 21

I'm not bothered about the £700 ( well I am ) but last year I was paying more on the saxo soooo, it's still coming down.

It's just that i have contact from all these independent companies telling me they're unbeatable on price, but they're always shite for me.

Worth ringing direct line or not bother ?

BTW I'm 25, 3 years NCB, one child, one additional driver. Do I need to put the child on the policy even if the misses hasn't actually popped him out yet ? I'd imagine i do.

D4MJT · 18th July 2014, 11:15

Quote:

Originally Posted by Carlvtr88

I'm none of those postcodes. In fact my area is actually decent and quiet all things considered. EDIT: Sorry i meant, I am Birmingham but not B1 - 21

I'm not bothered about the £700 ( well I am ) but last year I was paying more on the saxo soooo, it's still coming down.

It's just that i have contact from all these independent companies telling me they're unbeatable on price, but they're always shite for me.

Worth ringing direct line or not bother ?

BTW I'm 25, 3 years NCB, one child, one additional driver. Do I need to put the child on the policy even if the misses hasn't actually popped him out yet ? I'd imagine i do.

Whoa whoa whoa.

Why the fuck are you putting a child on your insurance policy? Let alone an unborn one?

willsy · 18th July 2014, 11:19

Has your Mrs got a car too? Consider a Multicar policy as I've saved loads over the past few years with Admiral and I do routinely get both seperate quotes and Multicar quotes for mine & the Mrs cars each year & it's been spot on.

Carlvtr88 · 18th July 2014, 11:37

Quote:

Originally Posted by D4MJT

Whoa whoa whoa.

Why the fuck are you putting a child on your insurance policy? Let alone an unborn one?

Well, they ask don't they... any children under the age of 16 ?

So do I say no ?

Carlvtr88 · 18th July 2014, 11:37

Quote:

Originally Posted by willsy

Has your Mrs got a car too? Consider a Multicar policy as I've saved loads over the past few years with Admiral and I do routinely get both seperate quotes and Multicar quotes for mine & the Mrs cars each year & it's been spot on.

Yeah, might look into this mate.

Ross^p · 18th July 2014, 11:42

oddly shortly after this Adrian Flux have emailed me thia AM with a renewal on the 106. £315. Too much! Abort.

D4MJT · 18th July 2014, 11:46

Quote:

Originally Posted by Ross

oddly shortly after this Adrian Flux have emailed me thia AM with a renewal on the 106. £315. Too much! Abort.

Haven't you sold it?

Carlvtr88 · 18th July 2014, 11:52

Quote:

Originally Posted by Ross

oddly shortly after this Adrian Flux have emailed me thia AM with a renewal on the 106. £315. Too much! Abort.

Lucky you lol.

I remember paying 1500 to insure a 106 XN Time. 1.1

I was fronting aswell at the time. Only way i could possible get insured.
Don't know how they have the nerve to expect people NOT to front, knowing the ridiculous prices.

Having said that some little dickhead in his sisters corsa came ZOOMING past an island the other day. Didn't even look to his right at all. He was doing about 60 easily. Class A Cunt and it's immature dickheads like him that we all have to cough up for.

Well, him and most of Birmingham who don't actually bother with insurance at all.

Ross^p · 18th July 2014, 11:58

Quote:

Originally Posted by D4MJT

Haven't you sold it?

It's "50% sold" so technically I need insurance on it I guess. But I might risk it for the last 15 days of ownership or whatever it is! I'm such a rebel.

D4MJT · 18th July 2014, 12:29

Quote:

Originally Posted by Carlvtr88

Well, they ask don't they... any children under the age of 16 ?

So do I say no ?

Sweet beans you're right, I've never considered that, completely forgot they even ask the question!

ARGH

It doesn't count if they're not yours and being held against their will does it?

D4MJT · 18th July 2014, 12:29

Quote:

Originally Posted by Ross

It's "50% sold" so technically I need insurance on it I guess. But I might risk it for the last 15 days of ownership or whatever it is! I'm such a rebel.

You know that trailer you've got for sale?

Brettles1986 · 18th July 2014, 12:34

Quote:

Originally Posted by Ross

It's "50% sold" so technically I need insurance on it I guess. But I might risk it for the last 15 days of ownership or whatever it is! I'm such a rebel.

Has someone bought half of it?

D4MJT · 18th July 2014, 13:08

Quote:

Originally Posted by Brettles1986

Has someone bought half of it?

The top half

Ross^p · 18th July 2014, 13:20

Quote:

Originally Posted by D4MJT

The top half

Only an idiot would buy the only original bit with 150,000+ miles on it

Given the price, the buyer requested to pay in two parts. I've received the first (roughly 50%) payment. So it's still mine - just.

Brettles1986 · 18th July 2014, 13:29

Quote:

Originally Posted by Ross

Only an idiot would buy the only original bit with 150,000+ miles on it

Given the price, the buyer requested to pay in two parts. I've received the first (roughly 50%) payment. So it's still mine - just.

The second part being sexual favours, it's Muz isn't it. He has a 2 inch cock therefore there would be a fair few sit ins to make up the remaining outstanding £5K.

Ross^p · 18th July 2014, 13:34

It's all about the girth tho.