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19th November 2006, 11:47
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#1
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Infrequent Poster
Join Date: Nov 2006
Location: Newcastle
Posts: 192
Car(s): 2003 Saxo VTR Silver
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Bell Direct, good for 0 NCB
Bell Direct is the cheapest around for me, I am 19 and I am paying 1500 for fire and theft but thats with 2 crashes lol, so in away its not too bad due to me still being young and I have had 2 crashes, both my fault. But the bad thing about Bell Direct is if you pay monthly you get robbed, they are after like 30% APR. They wanted around £400 in interest over the year for me.
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19th November 2006, 12:16
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#2
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Established Member
Join Date: Apr 2006
Location: birmingham
Posts: 1,110
Car(s): Mk 1 VTS
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Yeah same with me mate. Im going with elephant (under same group as bell) again when i renew in december. Had a crash and points in first year. But ill be taking out a loan and pay that off over the year and pay less than a 100 quid back in interest. Rather than 400 quid if i paid monthly with them.
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21st November 2006, 12:30
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#3
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Saxperience Hardcore!
Join Date: Mar 2005
Location: Newcastle Upon Tyne
Posts: 19,910
Car(s): CW Honda Integra DC5
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yep they tried to get me with the pay monthly so i managed to pay full wack! dont take there break down cover its shit as i found out!
__________________
Nürburgring - Stability Has Priority Over Line
If You Master One Of These, You'll Definitely Be A Good Driver - Takuya Kurosawa
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21st November 2006, 17:28
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#4
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Saxperience Forum Bum
Join Date: Jun 2006
Location: aylesbury buckinghamshire
Posts: 4,822
Car(s): Astra Turbo, saxo vts, punto turbo
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yeah they were good for me at 19 with 0ncb they insured me on my punto gt fully comp for £419
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21st November 2006, 17:38
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#5
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Scotland
Join Date: Jul 2005
Location: Edinburgh
Posts: 9,556
Car(s): Saxo 1.6i 16v VTS, 2 Classic Minis
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Me 2.
20 yrs old, had my VTS on £850 tpft with admiral. 0ncb. Crashed it.
20 yrs old, my 2nd VTS on £900 fully comp with Bell. 0ncb. 1 claim.
Both cars were X reg almost identical. Wish id found bell in the 1st place. Id have an extra £3.5k in my pocket. Then again if i hadnt crashed i would too. Although i learnt my lesson about tpft 
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21st November 2006, 17:54
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#6
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Established Member
Join Date: Apr 2006
Location: Derby
Posts: 1,548
Car(s): Saxo VTS
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Im also with bell.co.uk. i pay £650 fully comp for a vts and ive had 1 claim which was last year sumtime.
Ive just been quoted (by bell) £950 fully comp for an integra type r dc5 (import)........oh yes!
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Yes, madam, I am drunk. But in the morning I will be sober and you will still be ugly
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21st November 2006, 17:57
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#7
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Saxperience Forum Bum
Join Date: Jun 2006
Location: aylesbury buckinghamshire
Posts: 4,822
Car(s): Astra Turbo, saxo vts, punto turbo
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i'm no longer with bell as when i got my vts they wanted £450 fully comp but elephant only wanted £418 fully comp
__________________
NEED A MECHANIC? look no further, i'm a Qualified Car mechanic offering cheap car servicing, Lowering, and Performance parts fitting all at CHEAP PRICES!!! PM me
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21st November 2006, 18:01
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#8
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Established Member
Join Date: Apr 2006
Location: Derby
Posts: 1,548
Car(s): Saxo VTS
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Quote:
Originally Posted by stevenet15
i'm no longer with bell as when i got my vts they wanted £450 fully comp but elephant only wanted £418 fully comp
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Not bad, was the excess the same??
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Yes, madam, I am drunk. But in the morning I will be sober and you will still be ugly
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