| Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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5th January 2007, 13:58
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#1
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Infrequent Poster
Join Date: Nov 2006
Location: Fenstanton, Cambridge
Posts: 223
Car(s): Citroen Saxo 1.1
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Lexus Lights
Just fitted them on my saxo, so I guess I have to let the Quinn Direct know. Shouldn't change anything on the policy should it.
Also I know about having to let them know about alloy wheels but if I am going to put a VT* kit on the car, would I have to let Quinn Direct know aswell?
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Poseidon Blue Citroen Saxo
Done: Anthracite VTR Alloys | MK2 Angel Eyes | MK2 Dimma Grille | 206 Aerial | 206 Gear Knob | Sony Headunit | Sony Front Speakers
To Do: Dubmeister Pressed Plates
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5th January 2007, 14:01
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#2
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Saxperience Post Whore
Join Date: May 2006
Location: Hednesford, West Mids
Posts: 6,230
Car(s): Seat Leon Cupra R
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They'll probably reduce the premuin as know one will want to steel it now.
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The Paxo is long gone
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5th January 2007, 14:13
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#3
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Saxperience Hardcore!
Join Date: Apr 2006
Location: Ashford
Posts: 25,611
Car(s): LY R26
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dude; i know its your car, to your taste.
but no one thinks theyre cool anymore.
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5th January 2007, 14:14
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#4
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Saxperience Hardcore!
Join Date: May 2006
Location: Bristol
Posts: 16,575
Car(s): JP4urio, 306 DTurbo SportShed
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IMO lexus lights no, alloys and VT kit very much yes.
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5th January 2007, 14:19
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#5
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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Quote:
Originally Posted by ets2k9
They'll probably reduce the premuin as know one will want to steel it now.
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hhahahhaha steve. had a face + brain transplant recently???
nice hat 
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5th January 2007, 14:23
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#6
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Saxperience Hardcore!
Join Date: May 2006
Location: Bristol
Posts: 16,575
Car(s): JP4urio, 306 DTurbo SportShed
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Put your hood up over the top, great respect down halfords car park
Last edited by TU-Tuning; 5th January 2007 at 14:37.
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15th January 2007, 22:26
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#7
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Regular Poster
Join Date: Jan 2007
Location: Preston, United Kingdom
Posts: 341
Car(s): Saxo Desire 1.1 White 2003
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Did letting the insurance company know about the alloys on the car do anything/much to the price of your insurance?
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16th January 2007, 00:01
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#8
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Saxperience Hardcore!
Join Date: Oct 2005
Location: Aycliffe
Posts: 32,205
Car(s): Saxo VTS
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Quote:
Originally Posted by kip327
Did letting the insurance company know about the alloys on the car do anything/much to the price of your insurance?
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I was a bit naughty and didnt declare mine as the policy was up for renewal pretty soon after the alloys went on. Bad i know 
But when it came to declaring on the new policy it didnt make any difference... but i haggled like a mofo.
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16th January 2007, 00:14
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#9
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Saxperience Post Whore
Join Date: Sep 2005
Location: Milton Keynes
Posts: 8,504
Car(s): Audi A1 S-Line, Mazda MX5 Kuro, Renault Clio 1.2,
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Quinn diect don't charge for cosmetic modifications but you have to let them no.
In my opinion, take them off straight away and put them in the bin.
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16th January 2007, 11:36
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#10
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Regular Poster
Join Date: Jan 2007
Location: Preston, United Kingdom
Posts: 341
Car(s): Saxo Desire 1.1 White 2003
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Im going to change to Quinn Direct today as Direct Line are a pile of shite and will up the charge if i lower the car and put alloys on...
Does lowering the car affect the charge with Quinn? Or are they not so bothered?
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16th January 2007, 12:05
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#11
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Saxperience Hardcore!
Join Date: May 2006
Location: Charming man
Posts: 15,880
Car(s): Charming car
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Lowering does but not by a massive amount.
Burn the lexarse lights 
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16th January 2007, 12:22
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#12
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Saxperience Addict
Join Date: Sep 2003
Posts: 13,761
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Simple... If in doubt, ask!
You should declare ALL modifications no matter how big or small. It's then up to your insurance company to tell you what effect (if any) it has on your premium.
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16th January 2007, 14:23
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#13
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Regular Poster
Join Date: Oct 2006
Location: Middx, West Ldn
Posts: 295
Car(s): 2003 Vtr
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Quote:
Originally Posted by ets2k9
They'll probably reduce the premuin as know one will want to steel it now.
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LOL...
__________________
Black VTR
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16th January 2007, 19:29
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#14
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L-plater
Join Date: Oct 2006
Location: Northern Ireland
Posts: 72
Car(s): Saxo
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As said before ALL modifications should be declared on your insurance.
"Cosmetic" modifications dont or shouldnt make any difference to your premium but performance mods will.
At the end of the day if you modify your car your better declaring the mods because if you have an accident and an assessor is sent out to llok at your car and sees that theres mods on it which haveint been declared theyu will just walk away from you and you wont see any cash. An insurance company will look for any way possible to get out of paying a claim. I WORK INSURANCE thats how i know.
Any other questions drop me a wee PM and ill c what i can do
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16th January 2007, 19:32
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#15
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Super Moderator
Join Date: Sep 2006
Location: Wakefield
Posts: 14,427
Car(s): Golf GT
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WFT LMAO, yes tell them about your VT* kit and alloys
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