Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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3rd May 2007, 17:28
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#1
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Infrequent Poster
Join Date: Apr 2007
Location: Edinburgh
Posts: 110
Car(s): 2000 Posi-Blue Citroen Saxo VTR
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17 year old male insurance?
Iv been searching high and low insurance quote for my VTR but its not going too well  . I recieved a quote for £1100 a year but iv been told i could do a lot better. I live in a respectable neighbourhood so tht wont put my premium up and its parked in a private car park. Its not looking too good but il pay the lowest quote i can find lol.Any ideas on who to try? Iv tried bell,brentacre and websites like confused an elephant and £1100 is the lowest so far. Thanks
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3rd May 2007, 17:33
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#2
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Established Member
Join Date: Feb 2006
Location: Bridgend United Kingdom (Wales)
Posts: 1,611
Car(s): Clio 182 Cup
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£1100 is very good for a 17 year with a vtr, have you tried Quinn Direct?
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3rd May 2007, 17:37
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#3
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Frequent Poster
Join Date: Dec 2006
Posts: 761
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whos 1100 with? on your own policy?
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3rd May 2007, 17:48
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#4
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Saxperience Hardcore!
Join Date: May 2006
Location: Bristol
Posts: 16,575
Car(s): JP4urio, 306 DTurbo SportShed
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How much was the brentacre quote mate?
Quinns are usually the best i think. 1100 isnt tht bad though
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3rd May 2007, 17:49
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#5
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Saxperience Post Whore
Join Date: Apr 2007
Location: Telford, Shropshire
Posts: 6,557
Car(s): Mangooo
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How you get it that low, i'm 18 and lowest i can find is 2300 to insure a vtr
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3rd May 2007, 22:32
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#6
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Regular Poster
Join Date: Apr 2007
Location: Kent/E.Sussex
Posts: 494
Car(s): Saxo 1.1 1999
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lol im with directline under my mums name on my saxo 1.1 £1000 <-- as a named driver!! thank god directline are generous and give named drivers no claims bonus!!
__________________
VTS/VTR Wheel refurbs, choose your colour and have them back looking brand new, pm for more details.
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3rd May 2007, 22:34
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#7
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Saxperience Post Whore
Join Date: Apr 2007
Location: Telford, Shropshire
Posts: 6,557
Car(s): Mangooo
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I might see how much it is to go on my mums name too, 2300 for me is affordable, but a pain in the ass at the same time.
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3rd May 2007, 22:35
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#8
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Saxperience Hardcore!
Join Date: May 2006
Location: Bristol
Posts: 16,575
Car(s): JP4urio, 306 DTurbo SportShed
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Quote:
Originally Posted by Saxo_Silver
lol im with directline under my mums name on my saxo 1.1 £1000 <-- as a named driver!! thank god directline are generous and give named drivers no claims bonus!!
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yeah but only with them, if you leave them, you dont have any NCB
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3rd May 2007, 22:36
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#9
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Infrequent Poster
Join Date: Apr 2007
Location: Edinburgh
Posts: 110
Car(s): 2000 Posi-Blue Citroen Saxo VTR
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Well i got it on my own isurance for £1100 annually with Direct Line so i get my own no claims etc. It could be due to my area and the fact my mums had the car in her name for a while now and insured it under her name so its not like its just been bought for me.but im realising that £1100 is goood  Its a 2001 mk2 so i dont think il turn tht quote down lol
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3rd May 2007, 22:47
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#10
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Saxperience Post Whore
Join Date: Apr 2007
Location: Telford, Shropshire
Posts: 6,557
Car(s): Mangooo
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You'll be a fool if you do, you won't get cheaper mate, i'm 80% sure you won't, much lower than mine.
I'm older than you, and mine will be 2200 for a year, when i come to insure a VTR.
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4th May 2007, 11:27
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#11
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Infrequent Poster
Join Date: Apr 2007
Location: Edinburgh
Posts: 110
Car(s): 2000 Posi-Blue Citroen Saxo VTR
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exactly lol.iv phoned them back up and made sure the quote was correct.I can add my mum onto the insurance policy for an extra £150.But i think il pass
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6th May 2007, 23:15
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#12
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Saxperience Forum Bum
Join Date: Apr 2007
Location: Trowbridge, Wiltshire
Posts: 3,769
Car(s): A van...
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Where did you get quoted £1100 on a VTR mate?
Need to sort my insurance out and mines only a Furio... i pay more than £1100 on mine!
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7th May 2007, 09:35
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#13
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Saxperience Post Whore
Join Date: Dec 2006
Location: Maidstone
Posts: 8,210
Car(s): Golf TDI
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Quote:
Originally Posted by scott1990
Iv been searching high and low insurance quote for my VTR but its not going too well  . I recieved a quote for £1100 a year but iv been told i could do a lot better. I live in a respectable neighbourhood so tht wont put my premium up and its parked in a private car park. Its not looking too good but il pay the lowest quote i can find lol.Any ideas on who to try? Iv tried bell,brentacre and websites like confused an elephant and £1100 is the lowest so far. Thanks 
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Mate £1100 quid at 17 on a VTR on your own policy is a fantastic price and i would bit their hands off. Although VTR's are only group 7, insurance companies see them as high risk cars solely due to the fact they are popular cars with young drivers.
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7th May 2007, 14:52
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#14
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Infrequent Poster
Join Date: Mar 2007
Posts: 168
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1100 at 17 is amazing
cheapest ive had is 1600!!! at 17 on VTR
TAKE 1100!
unless you got friends in the industry or something i dont think your gonna find it cheaper
Barney
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7th May 2007, 19:52
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#15
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Infrequent Poster
Join Date: Apr 2007
Location: Edinburgh
Posts: 110
Car(s): 2000 Posi-Blue Citroen Saxo VTR
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Too good to be true. I phoned them up to confirm that the quote was correct,and they took my details etc. They asked if there is more than 1 car at the household and I have 2.So the insurance company didnt bother filling the rest out for me cause they knew right away that my mum wouldnt use my car  The quote has completely changed and now the best i can get is £2000. Any ideas on who to try?
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7th May 2007, 20:17
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#16
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Saxperience Post Whore
Join Date: Dec 2006
Location: Maidstone
Posts: 8,210
Car(s): Golf TDI
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Thought it might have been.
The difference between your Mum being the main driver and you being the main driver is likely to increase the premium a lot.
if you lie and say your mum is the main driver when you drive it more then that will invalidate your policy if they find out so not worth the risk.
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7th May 2007, 23:11
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#17
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Infrequent Poster
Join Date: Feb 2007
Location: Bournemouth
Posts: 182
Car(s): Black saxo 1.6 8v VTR
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wow £1100 on your own policy? i pay £1400 a year with fortis through computer quote atm... and i thought that was good!
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7th May 2007, 23:29
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#18
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Newbie
Join Date: Apr 2007
Location: Northamptonshire
Posts: 29
Car(s): Black Mk2 VTR
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£1400 third party fire and theft on my quiksilver and im 17.
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7th May 2007, 23:42
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#19
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Regular Poster
Join Date: Jun 2006
Posts: 378
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for a vtr for me is going to cost me £813.19 with Confused.com
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8th May 2007, 10:46
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#20
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Infrequent Poster
Join Date: Apr 2007
Location: Edinburgh
Posts: 110
Car(s): 2000 Posi-Blue Citroen Saxo VTR
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Any one reccomend any websites or companies i can try for insurance since my last quote was incorrect? Im stuck and need it pretty urgently now.Chepaest i can get as a main driver,male 17 is £2000 on my own insurance.Please help lol
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