All these links you are sending me are based on 'research' and 'statistics' from insurance companies. Im sure they would try and claim fraud, which is illegal, if they could prove that you were obtaining property by deception (namely a Certificate of Motor Insurance).
However, this is nearly in all circumstances (except as mentioned, University/College CCTV) impossible to prove and if you are asking if you think this is right then in all circumstances - yes I think it is.
Quote:
Originally Posted by RossDagley
When I do hit your dog/cat/house/family, I'll at least be insured so don't worry about it 
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^^ So you are disagreeing about obtaining cheap insurance, but you are happy to drive like you want "because your insured?"