Quote:
Originally Posted by outrage_uk
I still find this hard to believe. When your 25+ you can get insured on a 'proper car' (Group 14+) with 0 years NCD in your own name for less than £500
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Where'd you get that figure from? I had to work to get my insurance on my gti (group 13) DOWN to under £500. And thats with 5+ years NCB, and at the age of 30+.
Below is a 25 year old, good postcode (AL7), zero NCB, group 13 (106 gti) car valued at £2000, no mods, parked on driveway, no accidents or convictions, 12,000 miles a year, SDP+C policy, TPF&T, £250 excess. Paying annually.
I can totally see why people do it - but it's illegal. End of. You've proved you haven't got caught, but if you ARE caught, you're up on a criminal charge of driving without insurance, points, fine and 5 years minimum of your insurance premiums going up 50%. You'll find getting a job in certain fields (everything from a taxi driver to a fireman) impossible. Is it really worth the risk?
It's not just the legal aspect - you're also driving WITHOUT insurance, meaning you affect other innocent drivers because you're uninsured. I take the same view as someone driving without undeclared modifications - it's illegal. You don't think it's serious, but I do because it affects me.
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