Well we'll agree to disagree. You're wrong. You've missed the entire point. As I've explained several times, you've obtained that policy by committing fraud, so you're not insured at all. Good luck using ignorance as your excuse in court. It wont wash.
Oh, and my first years insurance was £310 TPFT. I've never paid more than £600 for my insurance - including when I bought my gti brand new at 24 years old with a book value of £12,500 (£580 FC if I recall correctly).

I don't feel I've been ripped off at all. Quite the contrary. I've had good, legal cover
You're the ONLY person that seem to think it's legal and not fraudulent. You've tried to dispute legitimate links I've posted by statements like "they're an income generating service" referring to the police. After all - what do the police know. They're only responsible for interpreting the laws we have to abide by...
When you post credible links yourself saying where it's legal to drive with a fraudulently obtained certificate of insurance, I'll take your side of the argument with more seriousness. Until then your comments are baseless, whilst mine are backed with the thoughts of the insurance companies and the police, and make reference to the appropriate laws in question.
Again, good luck with your defence!