Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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20th July 2011, 22:52
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#1
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Frequent Poster
Join Date: Dec 2009
Location: Norwich
Posts: 746
Car(s): Saxo Vtr Mk2
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Declaring your mods ?
Does everyone declare there mods ?. As i got pulled the other week and they said it was a routine stop check to see if everything was ok with my car.
They checked everything and it all came back fine  , They also said if they wanted to they could check my mods on my insurance and that they are clamping down on people not declaring them :/. fortunately i had put my mods on my insurance this year. But to the people that don't put them on they are clamping down big time.
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21st July 2011, 19:01
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#2
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Established Member
Join Date: Sep 2010
Location: loughborough
Posts: 2,229
Car(s): 1988 ford fiesta mk2 1.4-
2001 black saxo furio (d
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when i finally get the saxo back on the road i'll be declaring mods even before i do them just save the agro of declaring them once done.
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21st July 2011, 20:17
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#3
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Regular Poster
Join Date: Jun 2011
Location: North Walsham, Norfolk
Posts: 331
Car(s): Citroen Saxo VTR 52 plate
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mate thats just cheap threat to scare you ive had that rubbish before so just dont worry about it
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21st July 2011, 21:07
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#4
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Saxperience Addict
Join Date: Jan 2008
Location: west london
Posts: 13,810
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yeah they always say that. depends what the police are like in your area aswell tbh
round my area no police ever mention mods/emissions/hids's etc.
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22nd July 2011, 11:29
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#5
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Frequent Poster
Join Date: Dec 2009
Location: Norwich
Posts: 746
Car(s): Saxo Vtr Mk2
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Police in Norwich are laided back, but there is the black volvo's going about the traffic cars they are the nobs.
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22nd July 2011, 13:36
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#6
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Saxperience Post Whore
Join Date: Dec 2006
Location: Maidstone
Posts: 8,210
Car(s): Golf TDI
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Quote:
Originally Posted by skitts
Police in Norwich are laided back, but there is the black volvo's going about the traffic cars they are the nobs.
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Why is that the case?
Surely they are just enforcing the traffic laws?
Police don't make the laws so you can't call them nobs for trying to enforce them.
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22nd July 2011, 13:58
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#7
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Saxperience Addict
Join Date: Jan 2008
Location: west london
Posts: 13,810
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Quote:
Originally Posted by skitts
Does everyone declare there mods ?. As i got pulled the other week and they said it was a routine stop check to see if everything was ok with my car.
They checked everything and it all came back fine  , They also said if they wanted to they could check my mods on my insurance and that they are clamping down on people not declaring them :/. fortunately i had put my mods on my insurance this year. But to the people that don't put them on they are clamping down big time.
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Quote:
Originally Posted by skitts
Police in Norwich are laided back, but there is the black volvo's going about the traffic cars they are the nobs.
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im confused
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22nd July 2011, 14:21
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#8
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Regular Poster
Join Date: Jun 2011
Location: North Walsham, Norfolk
Posts: 331
Car(s): Citroen Saxo VTR 52 plate
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look just dont worry about it nothing will ever happen i got pulled for speeding had my car slammed big exhaust hids so on and they said fuck all and let me go without any points which was in norwich
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22nd July 2011, 14:26
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#9
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Frequent Poster
Join Date: Dec 2009
Location: Norwich
Posts: 746
Car(s): Saxo Vtr Mk2
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I'm saying that some police men are ok but the traffic one's are very harsh with mods. I got pulled in suffolk and they are very harsh.
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22nd July 2011, 18:01
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#10
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Regular Poster
Join Date: Jun 2011
Location: North Walsham, Norfolk
Posts: 331
Car(s): Citroen Saxo VTR 52 plate
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just your luck really just stick to the speed limits and dont look dodgy
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22nd July 2011, 18:31
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#11
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Regular Poster
Join Date: May 2011
Location: Northamptonshire
Posts: 299
Car(s): Silver Mk2 2001 VTR
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Quote:
Originally Posted by devilsadvocate
Why is that the case?
Surely they are just enforcing the traffic laws?
Police don't make the laws so you can't call them nobs for trying to enforce them.
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There's enforcing laws then there's enforcing them like you're a messiah of some sort.
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22nd July 2011, 18:36
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#12
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Saxperience Post Whore
Join Date: Dec 2006
Location: Maidstone
Posts: 8,210
Car(s): Golf TDI
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Quote:
Originally Posted by RDKells
There's enforcing laws then there's enforcing them like you're a messiah of some sort.
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I have only ever been pulled once and I have owned two Saxo's and a 106 and the police were fine with me
I have spoken to the police several times whilst being in other peoples cars and they were fine as well
If you get the arse and speak to them like shit then they are going to give you a hard time, speak to them with respect then you will be fine in my opinion
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25th July 2011, 15:59
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#13
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Regular Poster
Join Date: Oct 2009
Location: Wetwang, east yorkshire
Posts: 372
Car(s): BMW 320 e46
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I went for ages without declaring my mods but when i renewed my insurance with chris knott it didnt make a difference in price with or without the mods so i would be silly not to declare them.
Also in relation to the police discussion, i got pulled by the north yorkshire rozzers once and they started rollocking me about being a menace to the road and its people like me that kill people leaving them with broken families. All i did was pull into a one way street the wrong way to swing the car around, this was in the middle of the night.
Sometimes they take the biscuit even if you try to be polite as possible, on the other hand i spoke to a bloke from humberside police and he told me that the north yorkshire lot were cunts lol.
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25th July 2011, 16:12
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#14
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Saxperience Post Whore
Join Date: Nov 2010
Location: Kent
Posts: 8,439
Car(s): Gen 7 Celica 190.
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Quote:
Originally Posted by matteon
look just dont worry about it nothing will ever happen i got pulled for speeding had my car slammed big exhaust hids so on and they said fuck all and let me go without any points which was in norwich
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lol you dont want the wrong person to see this..
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25th July 2011, 17:47
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#15
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Infrequent Poster
Join Date: Jan 2011
Location: Newcastle upon Tyne
Posts: 171
Car(s): 1.1 MK2
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If you're one of these with the Gift of the Gab you'll probably be fine lol.
If I had mods, which I don't because it would be to expensive for insurance, I would declare them. Simply because I am the unluckiest person in the word. I reckon most people would get away with it no bother - but they seem to love making a right example out of me. One time I got sent to court for holding a spliff that didn't even belong to me... I know you'd think there must be more to it than that, but that was literally IT. Sent to court lol, unbelivable - I also see them driving behind me all the time doing insurance checks on their little phones lol, really don't understand what it is about me and the police... I'm always really polite as well I never give them any attitude.
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25th July 2011, 17:58
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#16
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Saxperience Post Whore
Join Date: Dec 2006
Location: Maidstone
Posts: 8,210
Car(s): Golf TDI
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Quote:
Originally Posted by furio-cam
lol you dont want the wrong person to see this..
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He's from Norwich so likely has webbed feet and his mothers his sister, I would imagine the police are the least of his worries
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25th July 2011, 18:58
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#17
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Established Member
Join Date: Feb 2011
Location: Rochdale
Posts: 1,896
Car(s): mk2 saxo 1.4 furio in possi blue
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i think insurance on mods is daft. they should do the system where you do have to declare them but its your choice to cover them or not. yes on engine performance parts have them a must on paying extra. as for tints, sound system etc should be your choice, if it gets robbed or damaged and your covered fine, if not then you still carry on your insurance and it wont be affected. that way more people would declare there mods i would imagine....
maybe its a stupid idea i dont know, just a thought
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25th July 2011, 20:38
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#18
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Saxperience Post Whore
Join Date: Dec 2006
Location: Maidstone
Posts: 8,210
Car(s): Golf TDI
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Quote:
Originally Posted by mcjacko1987
i think insurance on mods is daft. they should do the system where you do have to declare them but its your choice to cover them or not. yes on engine performance parts have them a must on paying extra. as for tints, sound system etc should be your choice, if it gets robbed or damaged and your covered fine, if not then you still carry on your insurance and it wont be affected. that way more people would declare there mods i would imagine....
maybe its a stupid idea i dont know, just a thought
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I think the way insurance companies think about it is that if you have styling mods then it makes the car more attractive to thieves so is more of a risk of being stolen etc
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25th July 2011, 20:41
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#19
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Established Member
Join Date: Feb 2011
Location: Rochdale
Posts: 1,896
Car(s): mk2 saxo 1.4 furio in possi blue
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Quote:
Originally Posted by devilsadvocate
I think the way insurance companies think about it is that if you have styling mods then it makes the car more attractive to thieves so is more of a risk of being stolen etc
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yeah thats true i suppose lol
but then if car gets nicked then they just pay up value of the car, and pay the mods if you cover them
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26th July 2011, 01:42
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#20
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Saxperience Addict
Join Date: Jan 2008
Location: west london
Posts: 13,810
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Quote:
Originally Posted by Reggae_Dub
If you're one of these with the Gift of the Gab you'll probably be fine lol.
If I had mods, which I don't because it would be to expensive for insurance, I would declare them. Simply because I am the unluckiest person in the word. I reckon most people would get away with it no bother - but they seem to love making a right example out of me. One time I got sent to court for holding a spliff that didn't even belong to me... I know you'd think there must be more to it than that, but that was literally IT. Sent to court lol, unbelivable - I also see them driving behind me all the time doing insurance checks on their little phones lol, really don't understand what it is about me and the police... I'm always really polite as well I never give them any attitude.
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then why were you holding it if it werent yours?!
just like me saying 'i got arrested for holding a bag of crack which werent mine'
how do the police know its not yours?? they cant just let you off lol
its good you actually went to court for it, round here they literaly send you on your way if your found with weed. ridiculous really
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