I'll be TOTALLY honest in this post.
When I was 17 my parents insured MY car in their names with me as an additional driver. At the time I did NOT know this was "Fronting" or Illegal!
Unfortunately I did have abit of a bump and guess what, not insured. After explaining what was a GENUINE mistake and misunderstanding, the insurance company did not press charges although I did end up paying over £1,000 for repairs to my car and the third party vehicle.
Again, genuine mistake.
One of the other questions used to catch people fronting is the "How many vehicles in your household" 3 cars in a house with 3 people? What does that look like...?
Personally, if I knew someone was fronting I'd report it. They are not insured and shouldn't be on the road!
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