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Originally Posted by RossDagley
Women are safer drivers than men.
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Statistically yes, in reality no. Does the statistics show how many accidents women actually cause (similarly old people)?
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Originally Posted by RossDagley
Asian drivers "break most laws"?
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Bradford Court Files - person for person 82% IIRC
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Originally Posted by RossDagley
It's not a loophole - it IS illegal. I posted you the links earlier for reference.
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Websites run by insurance companies - with the exception of the BBC.
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Originally Posted by RossDagley
As driving without insurance. Tell you what - phone up an insurance company and tell them that you wish to insure a car, but you'll be driving it less than a 17 year old you'd like on the policy. See what they tell you. I suspect they'll tell you to jog on - and if they don't, you'll be paying the premium for that additional risk, as you rightly should be.
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Me and my dad where advised by two companies when I was 17 (Tesco + Direct Line) that the only realistic way to have affordable insurance is to add me as a named driver on my dads policy.
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Originally Posted by RossDagley
Fronting is illegal. Whether it's moral or socially acceptable is of course your personal interpretation. But it's still illegal.
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I think until you show me the legal meaning by your definition of 'illegal' we will have to agree to disagree on this. We are going around in circles. You have your thoughts, I have mine.