Fronting....my opinion on it! - Page 10 - Saxperience

Olly · 1st March 2011, 07:14

Outrage uk,

Youve answered them questions so it looks good to the insurance company, either youve answered truthfully in which case ok that sounds to be legit as a named driver.or youve lied which will be hard to follow up if its a serious incident.

Remember not everyone is in the same situation as you.
Getting a claim isnt as easy as getting a quote.

pvts · 1st March 2011, 07:30

I agree with this my insurance is hundreds more than my mates because the oap street i live on is a "high crime" area

Quote:

Originally Posted by Reece1591

tbh i think insurance is a joke i have to pay basically £2500 for a 1.1 saxo at age 19 when i passed my test and thats TPFT with windscreen cover and driving abroud now a relative of mine who lives 10 miles away from me has the same car and he is 17 and only has to pay £1700 TPFT for his with the same company i dont think it should matter where you live if they want to make people pay loads due to crashes then make everyone pay the same amount area shouldnt come into it, but i do understand why people go down as named drivers as some people just dont have the money to pay for the insurance but they have to drive due to work etc. its not right and i would never do it but thats the choice people make if they get caught then their problem dont think people should moan at them for doing it, they just had the balls to do it in the first place

outrage_uk · 1st March 2011, 13:16

Quote:

Originally Posted by Olly

Outrage uk,

Youve answered them questions so it looks good to the insurance company, either youve answered truthfully in which case ok that sounds to be legit as a named driver.or youve lied which will be hard to follow up if its a serious incident.

Remember not everyone is in the same situation as you.
Getting a claim isnt as easy as getting a quote.

I don't know what you mean - looks good to the insurance company?? The questions, surely anyone would answer them like that??

Obviously it's easier to get insured than to make a claim - otherwise everyone would be claiming for fake accidents and getting paid out. It's just strange how claims are regulated but the premium in the first place is just randomly picked out of the air.

Olly · 1st March 2011, 17:52

Quote:

Originally Posted by outrage_uk

I don't know what you mean - looks good to the insurance company?? The questions, surely anyone would answer them like that??

Obviously it's easier to get insured than to make a claim - otherwise everyone would be claiming for fake accidents and getting paid out. It's just strange how claims are regulated but the premium in the first place is just randomly picked out of the air.

i mean, it is what the policy covers, sorry.

im not having a go, if you have discussed your use of the car with the insurer and they say its ok for that policy then thats cool. just other people will listen to you saying fronting is ok and easily avoidable, yet may get into trouble. your insurace is a positive thing for you as a driver.

outrage_uk · 1st March 2011, 18:00

Im just thinking back to when I was 17 and my dad was ringing around, they both said "the only way to get realistic insurance is to add your son as a named driver onto your policy". Probably saying that just to get you to buy the policy from them so they can get their 10% commission, but its saved us thousands over the years and I genuinely do not think there is anything wrong with been a named driver.

Olly · 1st March 2011, 20:33

i know, i was a named driver on my parents policy to begin with, few years back but now it has to be classed as 'main' driver. sucks really, would hate to be starting out now.

joshg_7 · 3rd March 2011, 14:20

Quote:

Originally Posted by jdr

OMG this devil guy do you own an insurnace company or something becuase you seem to think you know everything about insurance, you say everyone had it hard at 17, they did not have to pay anywhere near 4 fuckin grand for a 1.1! Its a bit sad that your 23 and you can only afford a VTR get a VTS you sad little man

or get a proper car. Your the sad person for thinking if your 23 with a vts your not sad

Venns · 11th March 2011, 11:46

At the end of the day most 17 year olds dont have 2000 avaliable to insure a car, so if they can pay 800 they are going to.

devilsadvocate · 11th March 2011, 12:58

Quote:

Originally Posted by Venns

At the end of the day most 17 year olds dont have 2000 avaliable to insure a car, so if they can pay 800 they are going to.

Very true

The have to hope they don't crash though

LSOfreak · 11th March 2011, 17:43

well obviously everyone hopes they dont crash. a crash can also be financially inconveniant for an adult with many years no claims. Not always such a bad thing as a named driver as i said earlier in this thread, my brother had like 2 or 3 crashes as a named driver and got a pay out every time. i guess it depends how cuntish the insurance company is