| Vehicle Insurance Please use this forum to discuss vehicle insurance companies, services, quotations, recommendations, etc. |
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4th December 2007, 12:59
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#1
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Saxperience Forum Bum
Join Date: Oct 2007
Location: Scunthorpe (North Lincolnshire)
Posts: 3,325
Car(s): White Subaru WRX
Black Saxo VTS
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mods
as its my 1st car so 1st insurance, should a declare all my mods? and how much do you think it would go up by, im unsure on what 2 do 
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4th December 2007, 13:02
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#2
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Saxperience Addict
Join Date: May 2006
Posts: 12,553
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You must declare all your mods. What mods do you have, and who is the insurance with?
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4th December 2007, 13:03
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#3
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Saxperience Forum Bum
Join Date: Oct 2007
Location: Scunthorpe (North Lincolnshire)
Posts: 3,325
Car(s): White Subaru WRX
Black Saxo VTS
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Quote:
Originally Posted by David
You must declare all your mods. What mods do you have, and who is the insurance with?
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with quiin direct, new exhaust, air filter, new back lights, alloys in the next few weeks, dno if u gotta declaire speakers etc
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4th December 2007, 13:07
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#4
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Saxperience Addict
Join Date: May 2006
Posts: 12,553
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Quinn are alright with cosmetic mods usually... Ring them and find out.
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4th December 2007, 13:08
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#5
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Saxperience Post Whore
Join Date: Dec 2005
Location: MaDchester
Posts: 8,432
Car(s): Vts
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declare the exhaust and filter as they arent small mods, think backlights are okay but tell them about it anyways and alloys will deffo need to be declared.
speakers dont need to be declared tho..
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4th December 2007, 13:21
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#6
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Saxperience Hardcore!
Join Date: Mar 2007
Location: Powys
Posts: 15,348
Car(s): Icelandtic Grey Citroen Saxo VTS 53 Turbo
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declare everything mate, just to be safe.
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4th December 2007, 15:53
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#7
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Saxperience Forum Bum
Join Date: Oct 2007
Location: Scunthorpe (North Lincolnshire)
Posts: 3,325
Car(s): White Subaru WRX
Black Saxo VTS
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how much do u think it will bump my insurance by?
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4th December 2007, 15:55
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#8
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Established Member
Join Date: Jun 2007
Location: Belfast
Posts: 1,001
Car(s): red 1.0 wonder
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i would declare mate you will kickyourself if something bad happens and you havent.......Quinn and normally quite good with modified cars...only way tfind out is to try!
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4th December 2007, 16:17
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#9
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Saxperience Addict
Join Date: May 2006
Posts: 12,553
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Quote:
Originally Posted by KezSaxo
how much do u think it will bump my insurance by?
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I haven't a clue. Just ring them to find out...
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4th December 2007, 17:13
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#10
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Super Moderator
Join Date: Aug 2007
Location: Lancashire
Posts: 14,256
Car(s): Astra VXR + 1989 Astra GTE
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Omg another "Should i declare my mods" thread.
YES YOU SHOULD. END OF.
Admin gunna lock this hopefully.
Edit: What a s**t 1,500th post
__________________
Quote:
Originally Posted by ns9900
how big is it, edge to edge?
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Quote:
Originally Posted by 12u55
14 inches or so.
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Quote:
Originally Posted by ns9900
sorry bud, too big for me. GLWS tho
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Last edited by Paul; 4th December 2007 at 17:16.
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4th December 2007, 18:30
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#11
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Saxperience Post Whore
Join Date: Jan 2006
Location: Northampton
Posts: 5,957
Car(s): ED30
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LOL, what does it matter what you 1500th post is, haha.
yeah declare mods, be on the safe side with insurance companys. any excuse not to pay out.
__________________
Quote:
Originally Posted by Tupps
IMO - smoking the front lights de-girlie's the mk2 by a Long way!!
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4th December 2007, 21:45
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#12
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Established Member
Join Date: Oct 2007
Location: Shoreham By Sea near Brighton
Posts: 2,065
Car(s): saxo vt*
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OMG i would change that original message right now lol because otherwise u r going to get a lot of people who are not impressed with asking " should i declare my mods " maybe you should of asked yourself " am i prepared to pay higher insurance for moding my car?
if the answer was yes - you may continue
if the answer is no - then dont mod! its not hard!
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9th December 2007, 16:52
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#13
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L-plater
Join Date: Nov 2007
Location: Thurso
Posts: 96
Car(s): 2002 saxo vtr
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i would declare everything mate, insurance companys are sneaky and will do anything to get of paying money so i wouldnt give them a reason 2 not give it 2 u just incase
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9th December 2007, 17:49
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#14
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Established Member
Join Date: Jan 2007
Posts: 1,729
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Quote:
Originally Posted by Dez
OMG i would change that original message right now lol because otherwise u r going to get a lot of people who are not impressed with asking " should i declare my mods " maybe you should of asked yourself " am i prepared to pay higher insurance for moding my car?
if the answer was yes - you may continue
if the answer is no - then dont mod! its not hard!
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Nail. Head.
V.
__________________
Quote:
Originally Posted by djrem
I prefered Vidal when he had more Rep than signatures. Now hes just a robot ship cocknose with no rep.
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Quote:
Originally Posted by Tupps
Vidal i love you
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Quote:
Originally Posted by Pat_Vts
sometimes i dont like you being a know it all
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9th December 2007, 18:03
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#15
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Saxperience Forum Bum
Join Date: Mar 2007
Location: 127.0.0.1
Posts: 4,826
Car(s): oem+ sax
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just declare everything - quinn arnt too bad on there prices you will have to fill out a form and get a mechanic to sign it tho......
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9th December 2007, 20:46
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#16
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Frequent Poster
Join Date: Nov 2007
Location: Glasgow
Posts: 996
Car(s): Mazda 3 MPS
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Yeh mate good luck wi the replies, i got a poundin for askin a similar question! lol 
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9th December 2007, 23:10
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#17
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Established Member
Join Date: Dec 2007
Location: Colchester
Posts: 1,511
Car(s): Black 02 Saxo VTS
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As far as i know! Quinn Direct don't charge any extra for modifications?
I had a corsa and modded it rang them up and they said they don't charge any extra for mods and they don't cover then full stop!
e.g. if they get damaged or stolen that counts even if you are fully comprehensive
hope this helps
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