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Old 15th May 2011, 02:21   #1
Darlo-paul
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Default Pizza delivering insurance?

Thinking about delivering pizza's on an evening. What kind of insurance do you need? Heard somewhere you have to have commuting insurance? Anyone shed any light
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Old 15th May 2011, 02:42   #2
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Probably will just need to let your insurance know you're not just using the car for social uses or whatever you've told them you use it for at the moment. Will probably go up a bit though.
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Old 15th May 2011, 02:49   #3
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as above, most dont even charge, mate does it, has abrand new fiesta, he doesnt get charged, others get abotu £20-100 plus
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Old 15th May 2011, 02:51   #4
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Quote:
Originally Posted by blackie_2k5 View Post
as above, most dont even charge, mate does it, has abrand new fiesta, he doesnt get charged, others get abotu £20-100 plus
How olds your mate? I'm wondering if age effects it at all
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Old 15th May 2011, 02:57   #5
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Surely it's classed as business miles?
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Old 15th May 2011, 04:25   #6
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most companys will put you onto there insurance

domino's pay you hourly wage+ petrol + your on there insurance
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Old 15th May 2011, 04:26   #7
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Yep have to register it as business milage.
Though i expect most dont
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Old 15th May 2011, 09:20   #8
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I expect most people dont say a word
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Old 15th May 2011, 09:21   #9
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Business iirc.

Couple of mates (and many more around here) did it for a year or so without the business insurance and they had no bother. Just hide the bag or say you are taking it home.
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Old 15th May 2011, 15:52   #10
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I was covered on domino's insurance when I was there. Huge excess though so try not to crash!
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Old 16th May 2011, 18:31   #11
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my mates doin it and hasnt told his insurance
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Old 16th May 2011, 20:38   #12
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Business iirc.

Couple of mates (and many more around here) did it for a year or so without the business insurance and they had no bother. Just hide the bag or say you are taking it home.

I agree with John ... If you crash say the pizza is yours.
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Old 16th May 2011, 21:38   #13
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yeah it does depend on your ag but mate is only 24, and his lass is 22 and they were both covered, you have to declare it, if you dont you may aswell not have insurance

plus you get hammered now if you get caught, 6 points+ and a hefty fine, seem cars impnounded and everything

a few year ago when it first became popular with the police.. my mate got banned for a month, 3 points and a £400 fine for being caught, not worth it for maye £20 a month extra?
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Old 16th May 2011, 22:14   #14
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yeah it does depend on your ag but mate is only 24, and his lass is 22 and they were both covered, you have to declare it, if you dont you may aswell not have insurance

plus you get hammered now if you get caught, 6 points+ and a hefty fine, seem cars impnounded and everything

a few year ago when it first became popular with the police.. my mate got banned for a month, 3 points and a £400 fine for being caught, not worth it for maye £20 a month extra?
Like i said to them, their worry.

I was considering it a while back but thought fuck it. Might not find the house.
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Old 16th May 2011, 22:17   #15
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I wouldn't say anything tbh.

They're hardly going to question you having a pizza in your car if you've just crashed
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Old 16th May 2011, 23:49   #16
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dont say a word.
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Old 17th May 2011, 19:52   #17
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I THINK that you have to be 21, my mate applied for it when he was 18 and they turned him down because of his age.
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